在同一时期，家庭的退休收入承担了更多风险。
During the same period, families have been asked to absorb much more risk in their retirement income.
我的大学教育，并拥有一个安全的退休收入。
I am university educated and have a secure retirement income.
即时年金一般用于其它退休收入的补充，并与通货膨胀率挂钩。
Immediate annuities are typically used to supplement other retirement income sources while keeping pace with inflation.
他们几乎不能做到收支相抵，因为他们的退休收入伴随着股市一起蒸发掉了。
They can barely make ends meet because their retirement income has vanished with the stock market.
这将可能会完全破坏掉发达国家的退休收入的基础，退休金的项目。
That will ruin the pay-as-you-go state pension schemes that provide the bulk of retirement income in rich countries.
英国抚恤基金通常承诺退休收入是和通货膨胀挂钩的(允许5%的上限)。
British pension funds have generally promised retirement incomes that are linked to inflation (albeit with an upper limit of 5%).
他急于阻止针对养老金的经济状况调查援助计划的推广，这让私有退休收入大大受挫。
He was anxious to arrest the spread of means-tested top-up help for pensioners, which discourages private retirement saving.
意指经修订的1974年雇员退休收入保障法案，以及法案项下的各项规则。
46 "ERISA" means the Employee Retirement Income Security Act of 1974, as amended, and the regulations thereunder.
他急于阻止针对养老金的经济状况调查援助计划的推广，这让私有退休收入【9】大受挫。
He was anxious to arrest the spread of means-tested top-up help for pensioners 【 8 】, which discourages private retirement saving.
因为这些计划的成本很高，新员工通常适用于固定缴款计划，这种计划雇主缴款较低且退休收入随着市场变化。
Because the cost of such schemes is high, new employees are usually offered defined-contribution (DC) schemes, in which employer contributions are lower and retirement income varies with the markets.
我感到非常震惊，我的退休收入只有一小部分，我经常性收入的工作作为一个把表营办商在一间工厂。
I was shocked that my retirement income was only a Fraction of my regular income working as a Turn Table Operator in a Factory.
他想在退休后有个收入来源，而这之前则不需要额外的钱。
He wanted to have a source of income after his retirement; until then, he wouldn't require additional money.
你的个人退休账户的扣税不可能从非劳动收入中减去。
收入通常随着退休而大大减少。
第四个选择是出售服务以补充退休后的收入或者仅仅是在暮年找点乐子。
The fourth option is to sell services to supplement your retirement income or just to have fun and stay active in your golden years.
其结果就是许多人觉得退休后需要一些额外的收入来支付日常费用并且提供一个适当的生活方式或者维持他们退休前的生活方式。
The result is that many people head into retirement needing a little extra income to cover expenses and provide an adequate lifestyle or to maintain their pre-retirement lifestyle.
美国应该根据寿命来调整退休年龄，整改高收入人群的收益计算公式。
America should index the retirement age to longevity and make the benefit formula for upper-income workers less generous.
市民如果选择在33岁退休，那么他将得到一半的收入。
对于他们，关键的决定是：何时打算退休，希望储蓄多少，最终收入的最低比例，或者说替代率是多少，以及他们希望的目标是什么。
For them the key decisions are: when do they want to retire, how much do they want to save, and what minimum proportion of their final salary, or "replacement rate", do they wish to target?
2006年，退休金支出占国家收入13%，几乎是1990年的两倍，并且这个比例将进一步扩大(见表5)。
In 2006 they accounted for 13% of national income, almost double the level of 1990, and their share is due to rise further (see chart 5).
甚至早在去年出口衰竭之前，由于高工资的老工人们退休，代之以收入微薄的年轻人，该国的工资水平就开始就开始下降。
Even before exports collapsed last year, wages at the national level had begun to fall as well-paid elderly workers retired, to be replaced by underpaid youngsters.
私营部门公司正在放弃他们对于固定收益养老金计划(DB)的承诺，在该方案中雇员根据其退休时的薪资标准获得收入。
Private-sector companies have been abandoning their commitment to defined-benefit (DB) pension schemes, in which employees receive an income based on their final salary.
最主要的原因是政经体制结构：“官员空降”或者“高官下凡”的实行，这也是为什么日本高层官员退休后却转而从事收入颇丰又较为清闲的工作。
The main reason is structural: the practice of amakudari, or, "descent from heaven," whereby many senior bureaucrats leave office only to move into cushy post-retirement jobs.
最主要的原因是政经体制结构：“官员空降”或者“高官下凡”的实行，这也是为什么日本高层官员退休后却转而从事收入颇丰又较为清闲的工作。
The main reason is structural: the practice of amakudari, or, "descent from heaven, " whereby many senior bureaucrats leave office only to move into cushy post-retirement jobs.
她从雇主的退休计划中留出税前收入的8%。
She started by having 8% of her pre-tax income set aside in her employer’s retirement plan.
所以，年金保险方案很自然被人们当做对退休后收入的补充。
So annuity schemes are a natural supplement for retirement income.
有个好的规划和充分的准备，学术界的人可以拥有稳定也许不是很多的收入，还有一个舒适的退休。
So with the right planning and enough forethought, academics can enjoy financial stability and a comfortable, if not prosperous, retirement. By Emma hitt.
有个好的规划和充分的准备，学术界的人可以拥有稳定也许不是很多的收入，还有一个舒适的退休。
So with the right planning and enough forethought, academics can enjoy financial stability and a comfortable, if not prosperous, retirement. By Emma hitt.
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