那些提供贷款保险的机构将保留更多风险。
Those who securitise loans will have to retain more of the risk.
第一部分是对住房抵押贷款保险的概述。
The first part is a summary of housing mortgage loan insurance.
然而，在目前的抵押贷款保险有没有这样的分工。
However, in the current mortgage insurance there are no such division.
住房抵押贷款保险可分为政策性保险和商业性保险。
Housing loan insurances include policy insurance and commercial insurance.
本文分为四个部分，对构建住房抵押贷款保险体系进行探讨。
The following four sections are included in this thesis to discuss how to build the system of housing mortgage loan insurance.
到1986年这些损失使得储蓄业的承保人——联邦储蓄贷款保险公司破产。
By1986 these failures had bankrupted the federal Savings and Loan InsuranceCorporation, the federal insurer for the thrift industry.
到1986年时，这些违约事件使联邦储蓄行业保险公司——联邦储蓄和贷款保险公司破产。
By 1986 these failures had bankrupted the federal Savings and Loan Insurance Corporation, the federal insurer for the thrift industry.
住房抵押贷款保险，对于化解银行信贷风险、刺激个人住房消费发挥着重要作用。
The insurance of the housing mortgage credit plays an important role on dissolving Bank credit risk and stimulating personal house consumption.
但这不仅使你的抵押贷款需要偿还更多，它还在你的账单中为你增加了FHA抵押贷款保险。
Not only does this make your mortgage payment more expensive, since your financing more of the purchase price, but it also adds FHA mortgage insurance to your tab.
在办理个人住房抵押贷款保险中，保险公司违规支付高额代理手续费已成为保险业的普遍现象。
In mortgage loan insurance, breaching the regulations to pay agency service charge has already been the widespread phenomenon of the insurance industry.
贷款保险阶段的质量和持续性，以及这些系统采集和维持的数据稳健性一直是大家所关注的焦点。
There are ongoing concerns with the quality and consistency of the loan underwriting process as well as with the robustness of the data that these systems collect and maintain.
抵押贷款风险十年的历史，抵押贷款保险的银行和保险部门的两个兄弟的门是非常成功的合作范例。
Mortgage risk ten years of history, mortgage insurance for the banking and insurance division of the two brothers with the doors is very successful examples of cooperation.
银行必须坚持更严格的信用卡和按揭贷款保险(资助？)标准。而且，银行很快将面临更高的资金和流动性标准。
Banks must already adhere to stricter underwriting standards for credit CARDS and mortgage loans and will soon face higher capital and liquidity requirements.
目前，FHA抵押贷款保险要求预先支付贷款金额的1.75%加上每年保费等于贷款余额1.35%的预付款。
Currently, FHA mortgage insurance requires an upfront payment of 1.75% of the loan amount plus an annual premium equal to 1.35% of the loan's balance.
许多贷款申请表自动附加保险。
自动化业务决策可以用于接受一个贷款申请以支付一个汽车保险赔付。
Automated business decisions can range from accepting a loan application to paying an auto insurance claim.
凭借着AAA的高信用等级，GE金融可以低价吸入资本，然后再将其投入到各个金融领域，从商业资产、家庭贷款到信用卡借贷、保险。
By exploiting its AAA rating, GE capital was able to raise capital cheaply and then deploy it to fund everything from commercial-property and home loans to credit-card lending and insurance.
风险评估是贷款或保险承保流程必不可少的一步，且风险等级计算操作通常有助于基于业务规则的实现。
Risk assessment is an essential step of loan or insurance underwriting processes, and the risk grade calculation operation usually lends itself very naturally to a business rule based implementation.
另有人说他们以为这些政策是与贷款捆绑在一起的，让他们想贷款时可以顺便买下保险。
Others say that they thought the policies were tagged onto the loans, obliging them to take the insurance if they wanted to borrow.
但是一些批评者认为并不足以解决危机的每一部分，像作为保险出售的次级贷款。
But some critics say the plan does not do enough to deal with parts of the crisis, such as rewriting loans that were sold as securities.
支出部分包括日常支出、贷款偿还以及保险支付。
Expense consists of household expenses, repayment for loan borrowing, and payment for insurance premium.
他们希望扩大保险系统来保护抵押贷款债券。
They want an expanded insurance system to cover failing mortgage-backed securities.
这些个体需要承担各种贷款，健康保险，孩子们的学费有一些其他的费用。
Those individuals are responsible for mortgage payments, health insurance, children's educations and a variety of other expenses.
随着银行被逼迫从证券化市场赎回一大堆拙劣不堪的保险贷款，这一切都到来了：摩根大通在第三季度将其“回购”储备金提高到了30亿美元。
All this comes as banks are forced to buy back growing piles of poorly underwritten loans from securitised pools: JPMorgan Chase increased its “repurchase” reserves to $3 billion in the third quarter.
就在10月26日，巴克莱银行宣布收购了标准人寿保险公司的抵押贷款业务。
On October 26th it was announced that Barclays, another big bank, is to buy the mortgage-banking operations of Standard Life, an insurance company.
当客户的资金渠道更为丰富将导致银行的贷款利润被挤压，迫使它们进入保险等行业，开始多元化经营。
As customers have more sources of finance, Banks' lending profits will be squeezed, forcing them to diversify into capital-market activities like underwriting.
过去保险几乎一半市场的债券保险公司在经历错误的抵押贷款赌注后已经削减或破产。
Bond insurers, who used to cover roughly half of the market, have retrenched or gone bust after making bad mortgage bets.
巴西降低了银行储备金要求并且为其鼓励银行和存款保险基金收购小型银行的贷款资产组合。
Brazil reduced reserve requirements and gave Banks and its deposit-insurance fund incentives to buy up the loan portfolios of smaller Banks.
在典型的案例管理解决方案中，案例为贷款审批或汽车保险理赔等业务决策提供上下文。
In typical case management solutions, a case provides context for making a business decision such as funding a loan or paying an auto insurance claim.
在典型的案例管理解决方案中，案例为贷款审批或汽车保险理赔等业务决策提供上下文。
In typical case management solutions, a case provides context for making a business decision such as funding a loan or paying an auto insurance claim.
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