作为向政府银行提供战争贷款的回报，议会授予它对股份制银行的垄断地位。
It was granted a monopoly on joint-stock banking by Parliament in return for giving war loans to the government.
国有银行没有股份制银行对市场的反应敏感。
The state-owned Banks do not joint-stock Banks in the market is sensitive.
首先，国有银行的总体盈利能力明显低于股份制银行。
Firstly, the general profit capability of state-owned Banks is apparently lower than that of joint-stock Banks.
国有银行资产规模与效率负相关，股份制银行资产规模与效率正相关。
The asset scale has negative effect on the efficiency in state-owned Banks, while the effect is positive in shareholder-owned Banks.
国有银行技术效率明显低于股份制银行，但效率增长的速度却好于股份制银行；
The technical efficiency of state-owned commercial banks is lower than the others previously, but the growth is faster than the others'.
具体表现为市场约束力对于四大国有银行较弱，而对其他股份制银行有较强的约束力。
The concrete manifestation is weak for the market binding force regarding four big state-owned Banks, but has the strong binding force to other joint stock system bank.
但是，国有银行的规模经济有渐渐改善的趋势，而股份制银行的规模经济却在渐渐恶化。
However, the stated-owned Banks' scale economics are being improved, the shareholding Banks' are being worse.
同时用聚类分析的方法将十四家商业银行分成了三类，主要的两类是国有银行和股份制银行。
At the same time, the method of cluster analysis will be divided into 14 commercial banks in the three main types of state-owned banks and joint-stock banks.
股份制银行虽然成立较晚、规模较小，但具有较强的盈利能力，经营效率远高于国有商业银行。
The small stock banks although have been established more latter, they have the strong capacity of gaining profits, and their efficiency is much higher than the state owned banks.
得出我国国有商业银行和政策性银行的无清偿能力风险要普遍低于股份制银行的无清偿能力风险。
The result shows that the insolvency risk of commercial bank and policy bank is smaller than joint stock bank.
金融中介机构包括国有商业银行、证券公司、外国金融机构、保险公司、股份制银行和其他地方金融机构。
These intermediaries could include state-owned commercial Banks, securities firms, foreign financial institutions, insurance companies, publicly listed Banks and other local financial institutions.
国有银行由于存款来源比较多，资金不存在短缺，因此比起资金较少的股份制银行更加倾向于中长期贷款。
Source of state-owned Banks because of deposit more, there is no shortage of funds, so funds with less than joint-stock Banks more inclined to long-term loans.
大多数股份制银行的个人存款不足存款总量的10%，存款的稳定性差，成本始终维持在一个较高的水平上。
Most of the joint-stock Banks deposits of individuals less than 10% of total deposits, deposits stability is poor, the cost always remain at a high level.
基于4家国有独资银行样本、14家国有银行和股份制银行的混合样本两种情况，分别评测出了各家银行综合效率值。
The overall efficiency values of Chinese Banks are given respectively based on the samples of state-owned Banks and 14 integrated samples both state owned Banks and stock Banks.
国有商业银行技术效率损失几乎全部来自规模效率的损失，股份制银行的技术效率损失中有一多半来自规模效率损失。
The technical efficiency loss of the state-owned commercial banks almost resulted entirely from scale efficiency loss, but the ratio is over 50 percent in joint-stock banks.
本文通过对广州市某股份制银行女性白领的职业和生活境况研究发现，性别职业隔离现象还普遍的存在于都市白领中。
Using many white-collar women who worked in a commercial bank in Guangzhou as sample, this paper found out the occupation segregation is pervasive in white-collar jobs.
在我国加入WTO、金融全球化的形势下，国有商业银行与外资银行和新兴股份制银行的竞争首先就是人才资源的竞争。
With the entering of WTO and finance globalization, the competition between state-owned Banks and their foreign counterparts and new stock Banks is primarily the competition in human resources.
我们的结论认为：我国的银行业不存在显著的规模经济现象，与国有银行相比，股份制银行的规模经济要优于国有银行。
We have drawn the following conclusion: Chinese Banks has not scale economics, while the shareholding system commercial Banks are better than the sated-owned Banks.
城市商业银行在中国的银行业中被称作四大国有商业银行和股份制银行之后的“第三梯队”，自成立伊始，它就有着先天不足的弱势。
China's city commercial Banks, known as the "third tier" after the four major state-owned commercial Banks and joint-stock Banks, have a congenitally deficient since the beginning of their founding.
如何规避审计风险，充分发挥内部审计的作用，为股份制银行提供更加严密、周到的服务，是股份制改造后商业银行内部审计工作面临的首要问题。
The most important problem of auditing work in business bank is how to avoid auditing risk, strengthen inner auditing, and provide better service for stock bank.
如何规避审计风险，充分发挥内部审计的作用，为股份制银行提供更加严密、周到的服务，是股份制改造后商业银行内部审计工作面临的首要问题。
The most important problem of auditing work in business bank is how to avoid auditing risk, strengthen inner auditing, and provide better service for stock bank.
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