偿还信用卡、车的贷款：设置付款计划，定期支付。完成后一定要庆祝一下！
Payoff credit card, car: Set payment plan, make regular payments. Celebrate when done!
这里“有效回收”指在规定期限内借款人有能力偿还的贷款都能回收上来。
Over here, effective recovery indicates that the loans could be recovered from the borrowers who have capabilities to repay the loan under regulated term.
这里“有效回收”指在规定期限内借款人有能力偿还的贷款都能回收上来。
Over here, effective recovery indicates that the loans could be recovered from the borrowers who have capabilities to repay the loan under regulated term.
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