在中国，家庭储蓄率超过20%。
因为健康的储蓄率是衡量一个国家长期金融健康状况最可靠的指标之一。
Because healthy savings rates are one of the surest indicators of a country's long-term financial health.
在2005年个人储蓄率降至零之后，去年经济危机的冲击促使人们迅速捂紧钱包。
After the personal-savings rate dipped to zero in 2005, the shock of the economic crisis last year prompted people to snap shut their wallets.
政策的改变也可以帮助上调储蓄率。
他认为储蓄率可能超过10%。
集中于储蓄率本可以避免那个错误。
Focusing on the savings rate would have avoided that mistake.
而储蓄率越高，消费水平也就越低。
And the higher the savings rise so the lower the level of consumption will be.
个人储蓄率是个很不靠谱的度量方法。
货币可能在高储蓄率中扮演重要角色。
The currency likely plays a role alongside high saving rates.
它可能增加了中国的储蓄率。
男女比例与储蓄率之间的关联很简单。
The connection between the ratio of males to females and savings levels is simple.
如果有必要，储蓄率或者退休日将被调整。
If necessary the savings rate or the retirement date may have to change.
而更高的储蓄率则意味着更高的税收基数。
And a higher savings rate translates into a higher tax base as well.
过去的高消费率必然导致低储蓄率的结果。
The corollary of high consumer spending has been that savings rates have been correspondingly low.
一个更加乐观的观点是高储蓄率只是暂时的。
A more optimistic view is that the saving glut is temporary.
较高的储蓄率将直接或间接地抑制信贷需求。
Higher savings rates will dampen demand for credit, both directly and indirectly.
这是自愿的但本身会终结储蓄率的显著提高。
It's voluntary, but that in and of itself could end up boosting savings rates significantly.
这就是高增长和高储蓄率之所以至关重要的原因。
储蓄习惯对储蓄率变化的驱动力与借贷是相同的。
Changes in the savings ratio are driven as much by borrowing as by saving habits.
相对工人数目，退休工人越多，储蓄率也就越低。
The more retired folk there are relativeto the number of workers, the lower the saving rate will be.
这些举措将继续降低过高的储蓄率，促进居民消费。
These efforts should continue to help boost consumer spending by reducing the excessively high savings rate.
储蓄率的比值是净数值。
此外，美国居民还有极低的储蓄率和高额的信用卡债务。
In addition, US citizens have a dismally low savings rate and a huge amount of credit card debt.
他们拥有大量的资产因为他们所处的社会有着高的储蓄率。
They have plenty of funds because the societies they operate in have high saving rates.
赤字所反映出来的不是投资率的增加，而是储蓄率的下降。
The deficits reflected a falling saving rate rather than a rising investment rate.
赤字所反映出来的不是投资率的增加，而是储蓄率的下降。
The deficits reflected a falling saving rate rather than a rising investment rate.
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