信贷资产质量重大改善。
信贷资产质量是商业银行的生命线。
信贷资产质量是商业银行的生命线。
The quality of loan assets is the lifeline of a commercial bank.
按月形成零售信贷资产质量分析报告，向分行行领导汇报；
To formulate the monthly quality analysis report of retail credit asset, and report to the branch leaders;
金融体系稳健运行，银行体系流动性和信贷资产质量保持在较好水平。
The financial system functioned well and the banking system kept its liquidity and credit asset quality at a healthy level.
金融体系稳健运行，银行体系流动性和信贷资产质量保持在较好水平。
The financial systemfunctioned well and the banking system kept its liquidity and credit asset quality at a healthy level.
与国外的银行比，我国银行信贷资产质量低下，风险过高已是不争的事实。
Compared with foreign Banks, the assets quality of bank credit is low and the risk is too high.
如何在扩大信贷规模的同时保证信贷资产质量是我国商业银行必须面对的严重挑战。
The commercial Banks of China have serious challenges how to expand the scale of credit loan while guaranteeing the quality of credit assets.
在全面审计资产、负债和损益的基础上，重点突出对信贷资产质量方面问题的审计。
Based on the comprehensive review of the assets, liabilities, profits and losses, priority was given to problems related to the quality of credit assets.
但是竞争仅依赖于机构网点的权力而不是资金运作的效率，或者信贷资产质量的升级。
But the competition relied only on the power of the institutional network instead of the efficiency of fund operation or the upgrade of the quality of credit assets.
我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
我国对商业银行资产质量进行评估的一系列指标建立在信贷资产质量的五级分类基础之上。
The Five-class Classification of Loans is the base of the calculation of the series of indicators, which are used to evaluate the credit asset quality of the commercial banks.
目前我国信贷资产质量下降，商业银行制订正确的授信决策是防范贷款风险、提供收益的途径。
At present the quality of loaning assets is declining. A reasonable credit assigning strategy which commercial bank makes is the way to avoid loan risks and raise its incomes.
资金运营制度涉及资金来源渠道、信贷资产质量、资金运营风险、业务范围、经营效益等方面。
The funds operation mechanism involves fund source, credit funds quality, funds risks, business scope, and operational efficiency etc.
在争取更多客户，不断扩展业务占有量的同时，同样也给建行信贷资产质量带来了风险，为确保长期保证建行在市场竞争中的竞争力，信贷资产十二级分类系统的建设已迫在眉睫。
In face of the powerful threaten from the rivals, CCB have to develop more customers and extend its business products continuously, which may bring much more risk to its credit assets.
信贷成本的上升，主要是由于银行资产质量发生了变化。
Rising cost of credit was mainly due to the quality of bank assets has changed.
通过事前计提每笔信贷资产的风险成本，提出了基于风险调整后的资本收益率的信贷质量管理模式。
This paper has put forward a credit quality management mode based on risk adjusted return of capital through a beforehand estimate and drawing of risk cost of every credit capital.
这样就致使资产平均水平质量下降，信贷风险增大。
So, the quality of average assets is declined and risk of bank credit is increasing.
尽管自2000年以来信贷质量得到全面改善，但许多新兴市场的公司部门继续面临需要偿还相当多到期债务和它们的资产负债表上货币不协调的问题。
Despite an overall improvement in their credit quality since 2000, corporate sectors in many emerging markets continue to face considerable maturity and currency mismatches on their balance sheets.
论文的最后一部分主要论述了如何运用信息不对称理论来有效地防范信贷风险，高质量地管理信贷资产。
In the last part, how to avoid credit risks effectively and operate the credit property using the information asymmetric theory are mainly elaborated.
而信贷资产的价值与信贷资产的质量密切相关。
But credit property value has close correlation with credit property quality.
而信贷资产的价值与信贷资产的质量密切相关。
But credit property value has close correlation with credit property quality.
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