但我对中国商业银行的未来充满信心。
But I have full confidence in the future of China's commercial Banks.
外资入股；中国商业银行；动机；影响。
Foreign ownership; Chinese commercial bank; Motives; Effect.
最后分析中国商业银行个人理财产品营销案例。
Finally, I analyze the Chinese commercial bank bank 's personal finance product marketing case.
第二章应用参数法评价了中国商业银行的成本效率。
The second chapter applies parameter method to appraise Chinese commercial bank's cost efficiency.
同年，中国商业银行成为了中国第一个销售金条的银行。
That same year, China Merchants Bank became the first Chinese lender to sell gold bullion bars.
本文是关于中国商业银行内部控制制度完善和风险防范的研究。
The thesis is about internal control system perfection and risk prevention of China's commercial Banks.
CGS金条目前主要通过中国14个大城市的中国商业银行销售。
The CGS gold bars are currently sold through major outlets of China Merchants Bank in 14 big cities.
第四章分析了中国商业银行利率风险管理模型、方法和存在问题。
The forth chapter analyses the models, methods and problems in management of interest rate risk in commercial banks in China.
希望通过分析和比较对中国商业银行的贷款定价方式起到借鉴作用。
The author hopes to make reference to commercial banks of China though analysing and comparing the methods of loan pricing.
根据计算结果，还识别出导致当前中国商业银行操作风险的主要原因。
In addition, key reasons resulting in operational risk of China's commercial Banks are identified according to the computing result.
因此，创造良好的外部竞争环境是提高中国商业银行竞争力的重要措施。
Therefore, building a good external competitive environment can improve the competitiveness of Chinas commercial Banks.
目前中国商业银行信息披露法律规定与巴塞尔委员会新资本协议有差距。
At present, there is still some gap between the laws and regulations concerning the information disclosure by Chinas commercial Banks and the New Capital Accord of Basel Committee.
本文以中国商业银行竞争力研究为题，采用从一般到特殊的方法展开研究。
According to way of study that from the general to specific, this paper concerns the bank competence study.
中国商业银行经营效率低，竞争能力差，其原因在于中国银行业市场结构不合理。
The efficiency and competitiveness of China's commercial Banks is low, the reason lies in the unreasonable market structure of China's Banks.
并在此基础上研究提高中国商业银行效率的途径，给出提高银行效率的具体做法。
Based on above research, the thesis has studied the feasible approach and proposed concrete methods to improve the efficiency of commercial Banks.
本文结论是湖南省工商银行乃至中国商业银行要处理好信贷进入与退出的辩证关系。
The conclusion of this thesis is that ICBC Hunan Br. even for Chinese commercial banks should deal with the dialectic relationship of credit entering and exit correctly.
同时，借鉴国外成功经验，提出提升中国商业银行竞争力的可靠途径并加以研究探讨。
Moreover, using foreign successful experience for reference, we put forward effective measures to advance the competitiveness.
中国商业银行传统的片面追求规模扩张和单纯以存贷业务为主的经营模式将会发生变化。
Chinese commercial Banks 'management pattern will change, which used to unilateral pursue scale to extend and to take savings and loan business.
在中国，真正算得上是国有商业银行的有中国商业银行，农业银行，中国银行和中国建设银行。
The state-owned commercial banks of a real sense in China mean Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China and China Construction Bank.
随着中国商业银行操作风险管理理论与技术的日益成熟，本文的研究成果将具有广阔的应用前景。
As increasing mature theory and technology of China's commercial Banks operational risk management, the research results in this paper will have broad prospects.
本文提出一种“V形”期权模型，并以此来刻画中国商业银行公司贷款业务中隐含的借款人套利风险。
The V-shape option model is proposed in this paper, which was used for describing the latent debtor 's arbitrage risk in Banks' corporation loan business in China.
因此，有必要对中国商业银行在金融国际化下的风险进行分析和研究，确保我国商业银行运行的有效性。
So it is very necessary to analyze and investigate the operational risks of Chinese commercial Banks under financial globalization, and to ensure the effectiveness of the operations in the Banks.
最后，结合国际国内情况，明确指出，为了使中国商业银行成功地参与国际竞争，应该制定新的相关法律。
At last, according to the international experience and the special situation of China, the new law should be made so as to let commercial band of China join the international competition successfully.
他提到，2014年中国商业银行存贷款利息净收入仅占营业净收入的48%，比3年前下降了7.3个百分点。
Interest income accounted for only 48 percent of the total earnings among Chinese commercial banks in 2014, down 7.3 percentage points from three years ago, he added.
资本金来源渠道狭窄，未能建立起动态的可随时补充资本金的良好机制是中国商业银行资本充足率偏低的主要原因。
Narrow capital sources and lack of an operational dynamic mechanism that can readily replenish capital are considered the main cause of low capital adequacy in Chinese commercial Banks.
从短期来看，中国商业银行在此次金融风暴中受到的直接影响有限，但不可否认，中国金融业的损失仍然是很巨大的。
In the short term, China's commercial Banks in the current financial crisis as a direct impact is limited, but denied that the loss of China's financial sector is still very great.
按照《新资本协议》的要求，中国商业银行在风险管理观念、组织体系、信息系统和数据库等方面还存在比较大的差距。
In contrast to the new accord, operational risk management in our commercial Banks has problems in many aspects, especially concept, management structure, information system and data base and so on.
次级债已成为中国商业银行拓展附属资本、增加资本充足率的重要手段，因此对其进行合理定价是一个非常重要的问题。
Subordinated bond has become one of the most important financial instruments for commercial Banks to expand accessorial capital and increase capital adequacy.
次级债已成为中国商业银行拓展附属资本、增加资本充足率的重要手段，因此对其进行合理定价是一个非常重要的问题。
Subordinated bond has become one of the most important financial instruments for commercial Banks to expand accessorial capital and increase capital adequacy.
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