花园是吸引购房者的最大卖点之一。
A garden is one of the biggest selling points with house-hunters.
过分强调他们的意见会毁了一笔极好的购房计划。
Placing too much emphasis on their opinions can ruin a fantastic home purchase.
朱莉·古纳认为购房决定应该基于孩子们的需求，而不是基于他们的意见。
Julie Gurner believes that homebuying decisions should be based on children's needs rather than their opinions.
房屋市场上有大量不错的固定率和折扣率交易供购房者考虑。
There are plenty of good deals in fixed and discount rates that homebuyers should consider.
瑞安·霍伯说，不让孩子参与购房决策是明智的。
Ryan Hooper says that it is wise to leave kids in the dark about real estate decisions.
并不是每个人都同意作者的政策观点，其中包括批准增加休假时间，以及减少对美国购房者的税收优惠等。
Not everyone will agree with the authors' policy ideas, which range from mandating more holiday time to reducing tax incentives for American homebuyers.
汉普森说：“在做购房决定之前和你的孩子谈谈是明智的，但我不会完全根据他们的意见做出购买决定。”
"Speaking with your children before you make a real estate decision is wise, but I wouldn't base the purchasing decision solely on their opinions," Hampson said.
购房机遇反映了一个更大的趋势。
三是抑制投机性购房。
它降低了公司以及购房者的借贷成本。
但是首次购房者并没有从低利率中获益。
But first-time buyers are not benefiting from these lower interest rates.
船只贷款比购房贷款的利率要高得多得多。
Boat loans have significantly higher interest rates than mortgages.
布什经常自夸在其监督下购房率不断上升。
George Bush often boasts about rising rates of home-ownership under his watch.
购房提供了通胀保护。
市场中与投机购房者相对的，是投机投资者。
At the other end of the market from the speculating home buyer was the speculating investor.
获准的购房抵押贷款数量大约是长期平均水平的一半左右。
The number of mortgages approved for house purchase is around half the long-run average.
交易量下跌，房子卖不出去，这会使购房者很谨慎。
Sales are down, homes aren't selling, and that makes buyers cautious.
有了宽松信贷的武装，房主们旁若无人般地抢购房产。
Homeowners, armed with easy credit, snapped up properties as if they were playing Monopoly.
然而随着房价的不断下跌，有数十万贷款购房者面临止赎。
Instead, with home prices now falling, hundreds of thousands of homeowners are facing foreclosure.
他们在签署了新的购房协议之后，马上就停止给老房子付款。
They stopped making payments on the old one as soon as they signed their new mortgage.
在这两座城市购房业主每月的物业杂费占月收入的20％左右。
Homeowners in both cities spend around 20% of their income on the monthly costs of ownership.
现在，放贷者要求首次购房者提高首付，比在市场繁荣时期的要高。
Lenders now require first-time buyers to put up a bigger deposit than was customary during the boom.
许多之前签约购房的买家如今都在法院争论，他们已支付不起房价。
A number of buyers who signed up for apartments are now arguing in court that they can no longer afford them.
如果银行始终过于害怕或者停止借贷，购房者将会被排斥在市场之外。
If Banks remain too scared or broke to lend, would-be home buyers will be frozen out of the market.
但是租赁房屋的需求不断增加，减少了可以出售给首次购房者的房子数量。
But more demand for rental accommodation has cut the supply of houses for sale to first-time buyers.
同样也是在周二，房地产销售报告称购房合同显示购房者纷纷回到房地产市场。
Also on Tuesday, a report on home sales that are under contract showed that buyers were flocking back to the housing market.
同样也是在周二，房地产销售报告称购房合同显示购房者纷纷回到房地产市场。
Also on Tuesday, a report on home sales that are under contract showed that buyers were flocking back to the housing market.
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