控制：灵活金融体系的次优替代。
Controls are a second-best substitute for financial flexibility.
花旗银行不向次优客户提供另类抵押贷款服务。
Citigroup sells to subprime borrowers but does not offer alternative mortgages.
尝试一般化这些层之间的连接被认为是次优选择。
Attempting to generalize connections between these layers is considered sub-optimal.
但联邦监管机构在次优贷款市场的作用是有限的。
But federal regulators play a limited role in subprime markets.
没有什么错误的答案，就算是个次优答案也可以。
There is typically nothing like a wrong answer to a question, even a sub-optimal answer would work fine.
以这样一种方式制约错误响应会导致次优的用户体验。
Constraining error responses in such a manner can make for a sub-optimal user experience.
当眼睛停工了，次优的获得相同信息的方法就产生作用了。
When the eyes shut down, the next best way of getting the same information springs into action.
FreddieMac最近宣布不在购买次优抵押贷款。
Freddie Mac recently announced it would no longer buy some subprime loans.
Hotspot不会在完成一次优化后就停止对代码的改动。
Hotspot doesn't stop profiling your code once is has completed applying an optimization.
次优房贷的灾难还不至于，或者说还未曾引发一场金融危机。
许多持有次优级抵押贷款的人因为信用卡付更高的月供而有麻烦。
Many people who hold subprime mortgages would have trouble making a higher monthly payment on a credit card.
这相对于在SQL包含确切值的查询而言得到的值是次优化的。
This can lead to a sub-optimal plan compared with one selected when the SQL includes the exact values.
投资者正在避开次优抵押贷款以及所有其他看起来有风险的抵押贷款。
Investors are shunning subprime and all mortgages that seem risky.
在确信包含了系统功能之后，架构师就能够专注于在物理层次优化实现。
Confident that the system functionality is covered, the architect can focus on optimizing the implementation at the physical level.
房贷美和房利美，美国的两家糟糕的按揭中介，是次优按揭的最大牺牲品。
The biggest single Alt-A casualties are America’s bungling mortgage agencies, Fannie Mae and Freddie Mac.
急性和慢性病药品的可获得性在各个国家均处于次优水平,特别是在公立部门。
The availability of medicines for both acute and chronic conditions was suboptimal across countries, particularly in the public sector.
你同样需要了解次优抵押贷款的拖欠会通过那些渠道对经济造成更广泛的影响。
And you need to understand the channels through which subprime defaults could spread to the wider economy.
当短期利率上升开始蚕食房贷公司的利润时，他们则重新提高次优房贷利率以应对。
When this began eating into lenders' profits, they reacted by pushing subprime rates back up.
我越来越坦然去接受自己的决定了，即便它们是次优，或者不是事后证明的绝对最佳。
I am getting better at accepting the decisions I make even if they are suboptimal or not the absolute best in hindsight.
祸因早在2004年就埋下了，当时几个大的次优房贷公司就开始激烈地争夺市场份额。
Their origins lie in 2004, when some of the big subprime lenders began to compete hard for market share.
在本文中，我试图展示出许多声称“mdd无效”的组织在以次优的方式使用模型和建模。
In this paper I have tried to show that many organizations that declare "MDD does not work" are using models and modeling in suboptimal ways.
银行则已经将很大一部分的次优按揭大打折扣地转让给了对冲基金以及其它资产管理公司。
Banks have already sold a sizeable chunk of their Alt-A holdings to hedge funds and other asset-management firms, often at large discounts.
不幸的是，OSR 有一个不太为人所知的缺陷：在使用 OSR时，代码质量可能是次优的。
Unfortunately, OSR suffers from a little-known defect: the code quality when OSR is used can be suboptimal.
虽然华尔街已将一些次优房贷公司收至麾下，但它同时也在帮助把其他一些次优房贷公司逼向破产。
Although Wall Street has been taking some subprime lenders under its wing, it has been helping to push others towards bankruptcy.
显然，汇丰银行错误地低估了对风险的预测，并由此扩展了房贷市场，购买了其他银行的次优贷款。
It is clear that HSBC expanded Household and bought other Banks' risky subprime mortgages in the mistaken belief that it was better able to assess the risks.
实际上到目前为止，银行嗅到了一个机会，也就是以便宜的价格来收购发生内爆的次优贷款的发放者。
Indeed, Banks so far smell an opportunity to buy the assets of imploding subprime lenders on the cheap.
他们认为次优抵押贷款带来的资金压力标志着范围更广的信用危及的开始，这可能将美国经济带入衰退。
They think the subprime squeeze marks the start of a broader credit crunch that could drag the economy into recession.
接着次优抵押贷款市场的问题可能会进一步扩大，阻止信誉良好的借贷者贷款，然后又会反馈到房价上。
And troubles in the subprime mortgage market may spread, inhibiting lending to borrowers in better standing, and thus feeding back into prices.
美国住房抵押贷款银行家协会在3月13日的报道中指出，13%的次优贷款借款人的拖欠他们的还款。
On March 13th the Mortgage Bankers Association reported that 13% of subprime borrowers were behind on their payments.
美国住房抵押贷款银行家协会在3月13日的报道中指出，13%的次优贷款借款人的拖欠他们的还款。
On March 13th the Mortgage Bankers Association reported that 13% of subprime borrowers were behind on their payments.
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