现对比他们保证的贷款之承担着信贷危险(其他的危险又在有有价证卷的投资者所承担)所以变得更加有效率，担保生意也而且更加安全。
The loans they guarantee, in contrast, carry only credit risk (the other risks are borne by the investor in the securities).
他将永远都不会忘记它。而且我认为他也不应该忘记。
He's never going to be able to forget it. And I don't think he should.
银行贷出了太多现在无法偿还的风险贷款，而且他们在房地产业做了投机买卖，其价值目前也已经下跌。
The banks made too many risky loans which now can't be repaid, and they speculated in property whose value has now dropped.
而且我也不喜欢小黄瓜和南瓜。
区外的必需品在市场上更容易买到，而且价格也不像以前那样大起大落。
Essential goods from outside the district had become more readily available at the market, and prices did not fluctuate as much as they had done before.
波尔曼说：“这可能是因为开处方很简单，也很容易，而且只考虑病人当前的情况，无需对其进一步检查。”
"Presumably it's because it's simple and easy to write a prescription and consider a patient case closed rather than investigate further," Polman says.
它们越喜欢自己的巢，它们的摆尾舞就跳得越有活力而且时间也更长，这样就会有更多的蜜蜂来光顾。
The more they liked their nest, the more vigorous and lengthy their waggle dance and the more bees will choose to visit it.
六个月后，参加ROWE的员工报告说，他们工作与家庭的冲突减少了，对时间的掌控感也更好了，而且他们每晚都能多睡一小时。
After six months, the employees who participated in ROWE reported reduced work-family conflict and a better sense of control of their time, and they were getting a full hour of extra sleep each night.
由于这些数据有时相互矛盾，而且其机制也不时发生明显的变化，这些研究变得复杂起来。
The studies are complicated by the fact that the data are sometimes contradictory and the mechanisms apparently change from time to time.
2000年初，一项调查发现，在一半的白人家庭拥有电脑的地方，有足足43%的非裔美国家庭也拥有电脑，而且这些数字还在迅速增长。
In early 2000, a poll found, that, where half of white households owned computers, so did fully 43% of African-American households, and their numbers were growing rapidly.
帮助他人自杀不仅违反了刑法，而且也违反了神法。
To assist someone in suicide is not only to break criminal laws, but to break divine laws as well.
他们不要求加薪，也不去罢工，而且他们每天工作24小时。
They do not ask for pay rises or go on strike, and they work 24 hours a day.
当人们活得更久的时候，他们不但年龄增长了，而且也更年轻了。
When people live longer, they are not only older for longer, but also younger for longer.
它不仅影响了生育能力的化学信号，而且也截断了能显示动物个体特性的信号。
It not only affected the chemical signals of fertility, but it also obliterated the signals of an animal's individual identity.
人们不仅认识到自己作为独特人类的潜力，而且也成为社会中社交良好的成员。
People not only realize their potential as unique human beings, but they also become well-socialized members of a society.
等等，你也讨厌被拍照，而且你很害羞，那么你怎么成为一个电影明星呢？
Wait a minute, you also hate having your photo taken, and you are very shy, so how could you ever become a movie star?
花坛上光秃秃的，而且很寒冷，喷泉也不喷水。
The flower-beds were bare and wintry and the fountain was not playing.
男人不仅比女人哭的时间短，而且也不太愿意解释自己的眼泪，通常他们会更安静地流泪，如果对外哭泣，往往是道歉的时候。
Men not only cry for shorter periods than women, but they also are less inclined to explain their tears, usually shed them more quietly, and tend more frequently to apologize when they cry openly.
我意识到这些不同类型的学生不仅对他们的失败有不同的解释，而且他们也持有不同的智力“理论”。
I realized these different types of students not only explain their failures differently, but they also hold different "theories" of intelligence.
“在我看来，”我解释道，“不仅大多数电视节目的编剧和制作都很糟糕，而且观众也受到大众媒体的操纵。”
"As I see it," I explained, "not only are most TV programs badly written and produced, but viewers are also manipulated by the mass media."
服务速度变慢的原因有：如今菜单上的选择更多了，而且产品本身也更复杂，准备时间更长。
Among the reasons for the slower service, today there are more choices on the menu, and the products themselves are more complex and take longer to prepare.
等等，你也讨厌被拍照，而且你很害羞，那么你怎么能成为一个电影明星呢？
Wait a minute, you also hate having your photos taken, and you're very shy. So how could you ever become a movie star?
这就是为什么即使现在熊也只有短短的尾巴，整个冬天都冬眠，而且一点也不喜欢狐狸。
It is that even to this day bears have short tails, hibernate all winter, and have no love at all for fox.
母亲们不仅得不到报酬，而且所干的乏味艰辛的活儿也很少被留意。
Not only are mothers not paid but also most of their boring or difficult work is unnoticed.
反正这个房子超出了我们的预算范围，而且也太大了。再说，我已经渐渐喜欢上我们租的小房子了。
The house was out of our price range and too big anyway. Besides, I'd grown fond of our little rented house.
父亲享有的产假很难得，而且即便有，也不可能超过两周。
Paternity leave is rare and, where it does exist, it's unlikely to be for any longer than two weeks.
它并不是真的与房间融合得很好。它只是墙上的一幅画，而且你也只把它当做一幅画。
It doesn't really lean into the room very well. It's just a painting on the wall, and you see it as a painting.
孩子们不仅要觉得自己要遵守这些规则，而且他们也应该让集体中的其他人同样遵守。
Children not only feel they should obey these rules themselves, but also that they should make others in the group do the same.
不，没有，而且感冒也不是很严重，不需要去看医生。
No, there isn't, and a cold isn't really serious enough for a visit to your doctor.
“人们在睡眠时也会欺骗，而且他们甚至没有意识到自己正在这样做。”大卫博士说。
"People cheat on their sleep, and they don't even realize they're doing it," says Dr. David.
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