我们提供个人汽车消费贷款。
我感兴趣的是小额消费贷款。
您所需要的是一份我们的小额消费贷款。
第一部分是对汽车消费贷款保证保险的概述。
The first part is the fundamental introduction of vehicle consumptive loan guarantee insurance.
小额信用消费贷款的最高限额暂定为10万元人民币。
The maximum borrowing limit of a petty consumer credit is temporarily set at RMB100,000.
今天，我将根据孙先生的具体情况，向他营销我行的个人汽车消费贷款。
Today, I will introduce personal auto loan to Mr. Sun according to his needs.
10年期美国国债收益率（变动方向与价格走向相反）从周四的3.00%下跌到2.95%。 美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。
The yield on the 10-year Treasury fell to 2.95 percent from 3.00 percent late Thursday.
作为一项业务支出，汽车消费的部分贷款利息是可以扣除的。
Part of the auto-loan interest is deductible as a business expense.
消费者和金融公司积累了大量低息贷款。
银行拒绝提供贷款，消费者的信心也已经丧失殆尽。
The banks had stopped lending and consumer confidence had evaporated.
甚至是贷款消费在最近几个月也在缓慢增长。
小型企业和消费者的贷款需求都有所增加。
Demand is growing for credit for small businesses and for consumers.
与此同时，对于消费者来说，贷款的利率也有可能上涨。
银行可能会面临进一步的贷款损失在消费者的信用卡和商业贷款的拖欠。
Banks will likely face further loan losses on consumer credit card and commercial loan default.
在国外，消费信贷一般占银行贷款总额的20—40%甚至更高，并为其贡献30—70%以上的利润。
Individual credit consumption takes 20-40% total share of bank credit and dedicates 30-70% profit overseas.
而后者利率是向消费者发放贷款的基准参考。
The latter rate is the reference point for loans to customers.
但是有谁会消费者在这种类型的贷款有用。
However there are consumers out there who will find this type of loan useful.
虽然如此，美联储的降息明显的增强了消费者对不断降低的住房贷款利率的清醒。
Nonetheless, the Fed rate cut has apparently raised consumer awareness of dropping home loan rates.
虽然如此，美联储的降息明显的增强了消费者对不断降低的住房贷款利率的清醒。
Nonetheless, the Fed rate cut has apparently raised consumer awareness of dropping home loan rates.
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