你是否看过去年的个人信用报告？
个人信用卡在中国变得越来越普遍。
个人信用制度的构成和功能如何？
What are the composition and function of the individual credit institution?
第三，建立企业和个人信用制度；
Third, setting up the trust system of business and individual.
第一个问题是个人信用权的性质。
The first question is the nature of the individual credit right.
首先，个人信用卡有什么好处呢？
尤多约诺先生为了他的地位，还需要一些个人信用。
Mr Yudhoyono must also take some personal credit for his position.
第三层次—“个人信用风险度”的预测。
个人不得从事个人信用征信及评级业务。
Any individual is prohibited to undertake individual credit information collecting and credit rank evaluating.
在竞争中建立良好的个人信用，作用巨大。
To establish good individual credit in the competition is enormously effective.
依托个人信用制度，构建相关信用产业链。
Depends on individual credit system, construct related credit industry chains.
个人信用包括道德信用和资产信用两部分。
Personal credit and assets, including their moral credit credit in two parts.
如果你违约金，这是你个人信用历史就是伤害。
If you default on payments, it is your personal credit history that is hurt.
我们在给您发个人信用卡之前，您还需要付押金。
We do require a deposit before we can issue you with a personal credit card.
在中国为什么没有建立起比较完善的个人信用制度？
Why not set up more perfect individual credit institution in China?
个人信用风险模型已经被普通应用于银行的业务中。
Consumer credit model has been applied in the business of Banks.
第四部分重点介绍了我国个人信用制度的需求问题。
The third part is about the development of personal credit system in domestic and international.
良好的个人信用在中国传统文化中始终占有重要的地位。
A good personal credit has occupied an important place in Chinese traditional culture.
汽车消费信贷也对个人信用制度建设具有积极的推动作用。
Finally auto consumption credit will promote the establishment of individual credit system.
全国统一个人信用数据库的正式运行，大大推进了社会信用体系的建设。
The operation of unified credit database in China greatly pushes the social credit systems forward.
如果回答是肯定的，那么尽快将你的个人信用建立起来，提高你的信用等级。
If the answer is yes, try to work together to build or repair your or your partner's credit.
如果回答是肯定的，那么尽快将你的个人信用建立起来，提高你的信用等级。
If the answer is yes, try to work together to build or repair your or your partner's credit.
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