Your banker understands that your business can't pay the money back and that the bank has a reputation in the community of helping business people, so they won't ask for the money even though it's a short-term loan that they made to you.

他会理解,你的公司可能无法还钱,在业界里银行向来,有帮助企业家的美名,所以他们不会要求你还钱,即使他们借给你的是短期贷款

耶鲁公开课 - 金融市场课程节选

Moreover, if you say, this stockbroker he was lying to me, he told me that this was a good investment and he even lied and said something to get me roped in, they won't pay you back.

再者,如果你说,股票经纪人欺骗我,他说买这个股票是个好投资,他对我说谎,把我骗迷糊了,他们不会还钱给你

耶鲁公开课 - 金融市场课程节选