Then I want to talk about mortgages, which is the way that we finance both commercial and owner-occupied real estate.

然后再讲一下抵押贷款,它可以为,商业地产和自住房产提供融资

耶鲁公开课 - 金融市场课程节选

The traditional commercial bank would accept deposits from businesses and make loans to businesses.

早期的商业银行吸收商业存款,并发放商业贷款

耶鲁公开课 - 金融市场课程节选

so ta retail bank sells the mortgage and then the retail banks flips it to Fannie Mae and Freddie Mac which essentially package huge numbers of the mortgages across the countries.

所以商业零售银行发行贷款，they…,然后商业零售银行将贷款转手,卖给房地美和房利美,事实上是收集了,大量的,全国的房贷。

斯坦福公开课 - 经济学课程节选

If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.

如果你去一个储蓄银行或者商业银行，去储蓄或者贷款，你说，我想开个支票账户，这就是储蓄;,或者说我先开个存款账户，这就是储蓄。

耶鲁公开课 - 金融市场课程节选