An insurance company has reserves and it has enough reserves to cover them for a certain number of accidents.
保险公司一般都有准备金,准备金的数量一般保持在,刚刚够赔偿一定数量的保单
So they--in other words, the insurance company--doesn't trust the insurance companies to do the calculations like I showed with the binomial theorem.
因此他们...也就是说,他们不放心让保险公司按照二项式定理,自己计算准备金要求
An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.
保险公司必须持有准备金,可以提取更多准备金,这叫做法定盈余
The most important thing that these do is: they specify what reserves insurance companies have to hold.
最重要的是,他们指定了保险公司必须持有多少准备金
So, these insurance companies have reserves on hand and they invest these reserves in something.
这些保险公司存有准备金,他们把这些准备金进行了投资
One thing that the government has to do is reassure that reserves' requirements are met.
政府需要确保保险公司的,保险准备金达到规定的数额
The reserves are an accounting entry-- it's how much they are required to hold, but the companies will hold more than that, typically, in order to protect themselves-- more than is required--and their policy holders-- more than is required by the regulators.
提取准备金就要做会计分录,由相关部门的规定,来提存一定量的准备金,但是保险公司可以持有更多的准备金,通常,多提存是为了,保护他们自己以及投保人,于是持有更多准备金
应用推荐