The best you can do sharing among yourselves is sharing your own risk, the risk of your own community; but your own community goes up and down and you're not sharing widely enough.

你们所能做的仅仅是在成员之间,分摊自己的风险，即你们这个小团体的风险;,但由于共有背景下的正相关性,你们的风险无法摊薄。

耶鲁公开课 - 金融市场课程节选

And the fact that we're always facing some risk of death recedes into the background in the way that most of us don't hear background noise-- that what jumping out of an airplane does for you is it spikes the risk of death.

我们一直面对的某些死亡的风险,这种情况下变成了背景声音,因为我们大部分人都听不到背景的噪声-,而跳下飞机带给你的,是死亡的风险上升。

耶鲁公开课 - 死亡课程节选