Ideally, life insurance is insuring people-- or fire insurance is insuring people-- against independent events, so it's not the fire of London.

理想状态下,人寿保险,或者是火灾险,承保的对象都是独立事件,伦敦大火的例子不在讨论范围

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That says that if you have independent probabilities, then the probability of two events is equal to the product of their probabilities.

意思是,几个相互独立的事件,其中两个事件同时发生的概率,等于他们分别发生的概率的乘积

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It's not going to burn any other houses down since it's just completely independent of anything else.

由于火灾是独立事件,他的房子着火了并不会烧毁别人的房子

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London insurance companies would because the whole concept of insurance is pooling of independent probabilities.

伦敦的保险公司之所以开展火险,是因为整个保险理念,就是将独立事件发生的风险汇聚起来

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The theory of insurance is that ideally an insurance company wants to insure independent events.

保险理论就是在理想状态下,保险公司为独立事件承保

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When you do these calculations, which I just did for insurance-- I was talking about insurance companies-- assuming that risks are independent, everything's independent and we've got it all figured out.

当你试图去,做保险相关计算时,我指的是保险公司...,假定风险是独立的,事件都是独立的,可以算出一个结果

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