Life insurance is--what it insures is a beneficiary against the death of an insured.

寿险公司针对被保险人的死亡,向受益人提供保险

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There are also survivorship policies that will pay, for example, the second to die-- there would be a policy if a husband and wife get it, then it pays out when the second of them dies.

还有一种叫做生死两全保险,它会向身故受益人赔付直至其死亡,若一对夫妻购买这种保单,且其中一方死亡,那么它会给活着的一方赔付直至其死亡

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