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Having said that, funny I was talking to somebody the other day who works for the Academy of American Poets.
有一天很巧，我遇到了一个朋友,她在美国诗人协会工作。
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Here's my last slide The National Association of Homebuilders surveys its membership to ask them what is the traffic of homebuyers?
最后一张幻灯片,全美房屋建造协会调查了它的成员,询问他们购房者参观量的情况
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I am also president of Mathis Brothers Software Pathology We exam websites and software for unfair outcomes.
我也是马西斯&布拉泽斯软件病理协会的会长,协会主要研究网站与软件中存在的不公平现象。
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We won't talk about the BCS rankings, though So the idea here is a pretty simple one.
我们并不是在说英国计算机协会排名,所以我们要讲的概念很简单。
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Martin Seligman It was started in 1998, when Martin Seligman was the president of the American Psychological Association.
始于1998年,美国心理学协会当时的主席。
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It used to be employed by the Space Research Center at the specific Institute of Technology.
用于“空间研究中心“,这是一个特殊的技术协会。
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There are two reasons, for the most part, why they are coming: they're coming to find poems that will be relevant, equal to the occasion of a death or a marriage.
主要有两个原因能解释为什么，人们访问美国诗人协会网站：,人们是来寻找一些诗歌，一些有关,死亡与婚姻等的诗歌。
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I mean, unless you're in the Yale entrepreneurial society ? who can name the CEOs of many companies?
换种说法吧,除非你是在耶鲁的企业家协会,否则你能叫出多少公司CEO的名字呢？
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Once they freed up interest rates, interest rates on deposits started soaring and banks started taking greater risks, particularly Savings and Loans.
一旦他们被放任去抬高利率,储蓄利率将会飞速攀升,而银行就会承载着更大风险,尤其对于储蓄贷款协会
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This also came from a U.K. movement called the Building Society Movement, which spread to the U.S.
储贷协会也是源自英国的一场运动,叫做建房互助协会运动,同样也传到了美国
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So Savings and Loans, traditionally, have made most of their loans in the form of home mortgages.
所以传统的储贷协会,所发放的贷款多为购房抵押贷款
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A recent example of overselling: the National Association of Realtors has been running ads saying that home prices have always doubled every ten years.
举一个最近这方面的例子,全国房地产经纪人协会,投放了一则广告,内容是,在过去,房价每十年就能翻一番
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Just want to mention very briefly another opportunity: We've just started the international positive psychology association.
再简单介绍另一个机会：,我们刚刚创办国际积极心理学协会。
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Northern Rock was a British building society that was investing in subprime paper in the U.S.
北岩银行是英国的一家建房互助协会,它曾在美国投资次级债券
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Saving and Loan Associations were making bad loans, especially in Texas, but in lots of other states as well -this is when Ronald Reagan was President.
当时储蓄贷款协会出现了不良贷款,尤其在德克萨斯州,不过在其它很多州也同时出现了...,当时的总统是罗纳德·里根
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So, most states would essentially adopt what the NAIC says, otherwise--they're not going to figure it all-- they can't claim to beat--it would be rational to do that.
因此大部分州基本上都会采纳这些建议,不然的话,各州要自己进行全盘考虑,若要推翻保协会的建议,那将是不理智的
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There's an organization called Gambler's Anonymous, which is like Alcoholic's Anonymous.
有个叫匿名戒赌协会的组织,就好像匿名戒酒协会一样
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Like Maslow, he too, was the President of American Psychological Association.
和马斯洛一样，也是美国心理协会会长。
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There's a special student membership so I encourage you to check out the international positive psychology association and join to stay abreast of the latest development in the field of positive psychology.
协会设立特别的学生会员,我鼓励你们了解一下,国际积极心理学协会,加入并把握积极心理学领域,最新发展动态。
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It helps people who are really in trouble.
协会帮助在困境中的人
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Savings and Loans are the same as Building Societies, but the idea--the original idea and also the general idea today -is that these are banks set up for small savers in order that they can buy a house.
储贷协会和建房互助协会是一回事,其初衷以及现在的一般理念是,这些银行的建立是为了,让小额储蓄者买得起房子
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This is something that's very important in the United States because, as I mentioned, insurance regulation is divided up over the fifty states and the problem that that creates is-- it's a nightmare for insurance companies because every different state has different laws.
在美国,这个协会是非常重要的,因为,就像我所提及的,保险监管被分散到了五十个州,这对任何一个保险公司而言,都是一个噩梦,因为各州法律各有不同
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I asked you in the final question to just get on a couple of websites, The Federal Reserve and the ICI, which is a mutual industry website, and write a little bit, a couple paragraphs about what this industry is really achieving or how it's trending.
我最后再要求你们,去浏览下一些网站，像联邦储备和美国投资公司协会网站，都是共同基金产业的网站，然后稍微写几段，关于这个产业的成就,或者他们的发展趋势。
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Also, about regulation, I want to mention the NAIC-- it's a very important institution-- that stands for National Association of Insurance Commissioners.
同样的,关于监管,我要说说NAIC,它是一个非常重要的机构,它的全称是美国保险监督官协会
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Recognizing this problem, the insurance commissioners in the various states have decided to form an organization, that's the NAIC, and they hold regular conferences.
在意识到这个问题的时候,各州的保险监督官,就决定去建立一个组织,就是美国保险监督官协会,并定期开会
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People on Wall Street found that difficult to say -Federal National Mortgage Corporation- so they nicknamed it Fannie Mae; it sounds like a woman's name.
华尔街的人觉得这名字很拗口,联邦,国民,抵押,贷款,协会,所以给它起了个昵称,房利美,这听起来像个女性名字
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In 2007, third quarter, they were $1.868 trillion -that's almost 2 trillion dollars, so they're much smaller -savings banks and savings and loans--than the commercial banks.
007年第三季度,它们的总资产合计1.868万亿美元,接近2万亿美元,所以它们要小得多,储蓄银行和储贷协会要比商业银行小得多
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It's like a Savings and Loan Association except that credit unions are created by some entity, some club or group, and they're not open to the whole public.
这有点像储贷协会,不同点在于,信用合作社是由某个独立群体所创建的,比如社团或集体组织,它不面向整个社会公众
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Saving and Loan Associations, by the way, no longer exclusively limit themselves to mortgage lending -either they do home improvement lending and auto loans and the like as well.
顺便提一下,储贷协会,现在也不仅限于发放抵押贷款,他们也发放住房装修贷款,及汽车消费贷款之类的
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