I had a napping for a very pushy phone call from a very pushy TFA recruiter on the deadline day-- I would not apply.
招聘到期日,固执的组织招募人员,打来电话,听电话时我差点睡着-,我本不会应聘。
So, that's a funny property of conventional mortgages -that the mortgage balance declines very slowly at first and then it falls rapidly when it comes to maturity.
这是普通贷款很有意思的特性,即贷款余额在起初减少的非常缓慢,但随着到期日的临近,便会加速递减
This is years to go and so 12T would be the number of months to go before it ends.
也就是现在至到期日的年份数量,因此12T是现在至到期日的月份数
If you had a perpetuity, which paid C/2 forever, you already know from the perpetuity formula that the value of that would be C/2 divided by r/2 if r/2 is the discount rate.
如果你有一只永续债券,每半年付息C/2,没有到期日,从永续债券的公式可以知道,债券价格等于C/2除以r/2,r/2为贴现率
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