And so these are the subatomic particles that we have to contend with.

这些是亚原子粒子,我们需要对付一下。

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They have to contend with something called moral hazard, which is the risk that people will be affected by the fact that they're insured and do something bad.

保险公司必须应对道德风险的问题,也就是说,有些人可能会因为购买了保险,而动了歪念来骗取保费

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It can signify battle, but Hobbes says it can also signify the will to contend, simply the desire or the will to engage in conflict, " renders something like a state of nature.

这可以表示为斗争，但霍布斯说这同样可以表示竞争的意志，仅仅就是参与冲突的欲望或愿望，这些构成了“自然状态。

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