In other words, wealthy people, in an effort to alleviate penury, would create a savings bank.

换句话说,富人们要扶危济困,便建立了储蓄银行

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So, there was a savings bank movement, which spread from the U.K. To the U.S. in the nineteenth century and it was a philanthropic movement.

于是便有了一场储蓄银行的运动,这股风在19世纪从英国刮到了美国,这也是一场博爱运动

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For example, here in New Haven, we had one created called The New Haven Savings Bank, which lasted for over a hundred years and was taken over.

譬如在纽黑文这里,过去有家纽黑文储蓄银行,历经了一百多年,后来被收购了

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If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.

如果你去一个储蓄银行或者商业银行，去储蓄或者贷款，你说，我想开个支票账户，这就是储蓄;,或者说我先开个存款账户，这就是储蓄。

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