This was motivated by a spectacular failure of a brokerage, Goodbody & Co., in 1970.

一家证券经纪行的倒闭改变了这一状况,古德巴迪公司,于1970年倒闭

耶鲁公开课 - 金融市场课程节选

Now it's different in important ways because it's really focused at preventing the collapse of the economy that is created by a financial system failure.

现在，这个不同有很重要的意义,因为它真正专注于,阻止被金融系统的失败而引发的,经济的崩溃。

耶鲁公开课 - 金融市场课程节选

So, it really is -it really ought to be on the bank's balance sheet and it ought to be regulated by the bank regulators, but there was a failure to do that and that is the problem that we are in currently.

所以说,它确实该...,它应该反映在银行的资产负债表上,同时接受银行监管体系的管理,但这却没能实现,这就是我们目前面临的问题

耶鲁公开课 - 金融市场课程节选

In 1934, after the failure -it was actually created by Congress in 1933 and went into business in '34.

934年,金融危机后,确切来说,1933年国会批准设立FDIC,于1934年正式启动

耶鲁公开课 - 金融市场课程节选