Yet insurance usually costs too much for a farmer with as little as a hectare or two of land.

VOA: special.2010.05.11

Or the insurance company could be a mutual insurance company, in which case the insurance company is owned by the insured.

保险公司也可以是互助保险公司,也就是保险公司的股东就是被保险人

耶鲁公开课 - 金融市场课程节选

What this did is it allowed banks to offer insurance or to ally and join in and merge with insurance companies.

这个法案允许了银行从事保险业务,或者与保险公司合作,整合,并购

耶鲁公开课 - 金融市场课程节选

For the first time, Americans will be required to have health insurance or face a yearly fine starting in four years.

VOA: special.2010.03.24

When you all go and get driver's licenses or when you did get driver's licenses you have to pay higher auto insurance premiums than I do.

等你们拿到驾驶证时,也许有些人已经拿到了,你们交的汽车保险要比我高。

耶鲁公开课 - 心理学导论课程节选

Another proposal is to require employers with more than twenty-five workers to offer insurance or pay a penalty.

VOA: special.2009.07.25

He is more likely to think like an actuary or a CPA or an insurance agent, always calculating the odds and finding ways to cover the damages.

他们更可能做保险员，注册会计师,或是保险代理人，因为这样的人更容易把握事情胜负的几率,以及时有效地找到补救之法。

耶鲁公开课 - 政治哲学导论课程节选

Many critics say Wal-Mart fails to pay its workers fairly or provide them with enough health insurance.

VOA: special.2009.07.17

Since many people write wills, many people take out life insurance, it seems as though the natural thing to suggest is that many, or at least perhaps most, at least many people believe they're going to die.

既然有很多人写遗嘱，很多人上生命保险，似乎很自然地可以得出，至少大部分人，至少有很多人是相信自己会死的。

耶鲁公开课 - 死亡课程节选

But now a program called Kilimo Salama, or safe farming, offers low-cost insurance in parts of Kenya.

VOA: special.2010.05.11

Ideally, life insurance is insuring people-- or fire insurance is insuring people-- against independent events, so it's not the fire of London.

理想状态下,人寿保险,或者是火灾险,承保的对象都是独立事件,伦敦大火的例子不在讨论范围

耶鲁公开课 - 金融市场课程节选

People not covered by employer plans, Medicaid or Medicare could buy health insurance in marketplaces called exchanges.

VOA: special.2010.03.26

At these conferences, they decide on a recommended or uniform insurance regulation policy and it acts a little bit like a Congress.

在会议上,他们就统一监管政策或者建议达成决议,它的运作有点像国会

耶鲁公开课 - 金融市场课程节选

It also bars insurance companies from using genetic information to deny coverage or charge high rates.

VOA: special.2011.02.28

There's the insurance company, could be a corporation and it could be either a non-profit corporation or a for-profit corporation owned by shareholders.

一个保险公司,可以是,非盈利性股份公司,也可以是以盈利为目的的股份公司

耶鲁公开课 - 金融市场课程节选

If it rains too much or too little, crop insurance can pay for losses.

VOA: special.2010.05.11

There's still substantial insurance risk because the-- it could easily be only 15% or it could be 25% of the policies that end up paying.

这其中仍然存在一定的保险风险...,最后可能只有15%需要赔付,或者25%需要赔付

耶鲁公开课 - 金融市场课程节选

People can lose insurance when they lose their jobs or changeto part-time work.

VOA: special.2010.09.18

Insurance pools risks like life risks or fire risks by writing policies to individual policyholders.

保险业分散风险是通过,与个人签订保险合同,比如寿险合同,或者火险合同

耶鲁公开课 - 金融市场课程节选

What happens if this information reaches your employer or your insurance company?

VOA: special.2010.03.23

An insurance policy--the concept is very simple, we could talk about fire insurance or life insurance.

保单的概念其实很简单，我们可以谈谈火灾保险，或者人寿保险。

耶鲁公开课 - 金融市场课程节选

Yet the Lacks family had very little money, education or health insurance.

VOA: special.2010.07.21

Although, I said, insurance was effectively discovered or invented in the 1600s, it has been slow to grow because they didn't have the well-defined-- all of the inventions yet.

尽管我说过，保险实际上,是在17世纪的时候被发现或者发明的，但它的发展非常缓慢,因为人们无法确切定义-,这种被发明出的东西。

耶鲁公开课 - 金融市场课程节选

In general,everyone in Germany is entitled to and covered by health insurance, whether unemployed or switching jobs or retired.

VOA: standard.2009.09.28

It might include risks, as well, of personal liability if someone injures themselves on your property or risks of storms, of hurricanes, earthquakes, everything else; so we call it homeowners' insurance.

其中可能包括他人,在你家里受伤而引起的个人责任风险,或者住宅遭遇暴风雨,飓风,地震,或其他灾害的风险,所以我们称其为住宅保险

耶鲁公开课 - 金融市场课程节选

Like a measure in the House, the $871 billion Senate bill would create new private insurance marketplaces,or exchanges, to expand choices for Americans.

VOA: standard.2009.12.24

These are insurance--or P&C--these are insurance companies that insure the value of a home or a business or an automobile.

简称P&C,这类保险公司,专门提供住宅,商业和汽车财产保险

耶鲁公开课 - 金融市场课程节选

IMF deputy managing director John Lipsky told an economic forum in Washington Tuesday that the Flexible Credit Line,or FCL, is a form of insurance policy.

VOA: standard.2009.04.22

Most Americans would be required to obtain some form of insurance or face financial penalties.

VOA: standard.2009.12.25

Marc Morial,Chief Executive Officer of the National Urban League, says minorities make up a significant portion of the 40 million or more Americans without health insurance.

VOA: standard.2009.09.09