The mathematical theory of probability was unknown until that time and you can see that insurance suddenly made an appearance at that time.
在那之前,概率的数学理论,是不存在的,而随着概率论的出现,保险业也突然出现了
The theory of insurance is that ideally an insurance company wants to insure independent events.
保险理论就是在理想状态下,保险公司为独立事件承保
Insurance relies on this theory of risk pooling but it has to make it work.
保险是基于风险汇聚理论的,并运用其有效降低风险
These insurance contracts have come across gradually through time as we develop the theory and-- I'll talk about the growth of insurance and about some of the components of it.
随着保险理论的发展,保险合约逐渐被人们认同,下面我要讲一下保险的发展历程,以及其中一些值得关注的部分
The real insurance industry, as I mentioned before, began in the 1600s with the invention of probability theory and with the invention of life tables for-- the invention of actuarial science; but, it grew slowly.
正如我刚才所提到的,真正的保险始于17世纪,这得益于概率论,寿命表以及,精算学的产生,但是,它的发展很缓慢
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