According to media reports, the head of General Motors,Rick Wagoner, has agreed to step down at the request of the White House, as part of a restructuring plan.

VOA: standard.2009.03.30

The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.

有个经典的道德风险的例子就是,给一栋房子投保了火险,有人就可能会烧了这栋房子,以获得保险赔付

耶鲁公开课 - 金融市场课程节选

Let's say, you're walking down the street, passed a house that looks really really familiar.

假设，你正沿着街走着，路过一栋房子时，你觉得特别眼熟。

I used to 课堂 - SpeakingMax英语口语达人

Some liberal groups that support the Obama plan are starting to fight back, fearful that reform critics have effectively slowed down the efforts of the White House and congressional Democrats.

VOA: standard.2009.08.12

When they invented fire insurance, in the 1600s, there was a lot of skepticism because anyone can burn down their house.

十七世纪时，人们发明了火险，当时存在很多质疑,因为任何人都可以烧毁他们的房子。

耶鲁公开课 - 金融市场课程节选

Hector Davis owned a two-story slave auction house and jail on 14th and Franklin Streets, just two blocks down the hill from Thomas Jefferson's glorious capitol building of the State of Virginia.

赫克托·戴维斯,在第十四和富兰克林大街,拥有一栋两层的奴隶拍卖行及监狱,仅仅距离托马斯·杰斐逊,那雄伟的弗吉尼亚州议会大厦,向山下两个街区远

耶鲁公开课 - 美国内战与重建课程节选

It's the problem that sometimes people knock over an oil lamp in their home and they burn their own house down.

有时候会出现这种问题,一个人把自己家里的油灯弄翻了,然后把自己的房子点着了

耶鲁公开课 - 金融市场课程节选

I get fire insurance on my house and so I behave badly: I deliberately burn the house down to collect on my insurance.

我为我的房子投了火险，于是我就：,我故意烧毁房屋,以便领走保险金。

耶鲁公开课 - 金融市场课程节选

Everyone was scrambling to get a house before they shut down the housing market.

人人争先恐后,就是为了赶在房地产市场关闭前买到房

耶鲁公开课 - 金融市场课程节选

If the probability is 1 in 1,000 that a house burns down and there are 1,000 houses, then the probability that they all burn down is 1/1000 to the 1000th power, which is virtually zero.

如果一栋房子着火的概率是千分之一,然后假设有1000栋房子,那么这一千栋房子全都着火被烧掉的概率,就等于千分之一的一千次方,基本上就是0了

耶鲁公开课 - 金融市场课程节选

They said, it's not going to work because you have to decide how much the house is insured for and then anybody--If you ever make a mistake and you insure it for too much, then the people who realize they've got one on the insurance company-- they've insured the house for more than it's worth-- they'll burn down their house and collect the money.

他们说，火险根本无法实施,因为你必须判断,这房子的保价是多少,一旦你出现了一些失误,保价评估得过高，那些意识到他们可能会从,保险公司赚利的人们-,即保险公司的保价高于房子的实际价值-,他们就会烧掉自己的房子来赚钱。

耶鲁公开课 - 金融市场课程节选