He predicts high failure rates for smaller, regional banks in 2010 as commercial real estate loans come due.

VOA: standard.2009.12.20

Well, they created special entities called SIVs and the SIVs would be borrowing money on the commercial paper market to buy subprime loans.

银行建立特殊实体结构投资公司,而结构投资公司,通过在纸货市场借贷,以购入次级债

耶鲁公开课 - 金融市场课程节选

In 2007, third quarter, they were $1.868 trillion -that's almost 2 trillion dollars, so they're much smaller -savings banks and savings and loans--than the commercial banks.

007年第三季度,它们的总资产合计1.868万亿美元,接近2万亿美元,所以它们要小得多,储蓄银行和储贷协会要比商业银行小得多

耶鲁公开课 - 金融市场课程节选

The traditional commercial bank would accept deposits from businesses and make loans to businesses.

早期的商业银行吸收商业存款,并发放商业贷款

耶鲁公开课 - 金融市场课程节选