Consumers are also more cautious about borrowing in view of sluggish wage growth and rising unemployment in most of the developed world.
工资增长的缓慢，和大多数发达国家不断上升的失业率，使得消费者已经在借款的时候变得更加谨慎。
In the writing, the author attempts to discuss the origin of "borrowing guide" and its effect on free access service in a college library and give his own view on the methods of "borrowing guide".
文章论述了图书馆“导借”服务理念的由来及其在高校图书馆全开架借阅中的作用，并对高校图书馆开展“导借”服务的具体方法和注意事项提出了自己的见解。
In the writing, the author attempts to discuss the origin of "borrowing guide" and its effect on free access service in a college library and give his own view on the methods of "borrowing guide".
文章论述了图书馆“导借”服务理念的由来及其在高校图书馆全开架借阅中的作用，并对高校图书馆开展“导借”服务的具体方法和注意事项提出了自己的见解。
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