In other words, if somebody buys a house and doesn't pay back the mortgage, taxpayers have to make up the difference.
换一句话说，如果有人买房子却还不起贷款，这个欠款将由纳税人们来填平。
In the next year, I will buy a home that is in the lower house bracket and switch the extra 25% from a savings account to a direct payment on the mortgage.
明年，我会买一个初级的房子，从一个储蓄账户中把多余的25%转为直接支付抵押贷款。
They wanted to buy a house and it's understandable, they wanted a piece of the dream and the mortgage industry was encouraging them to buy.
他们想要买房，这可以理解，他们有梦想，抵押贷款的机构鼓励他们实现梦想。
One of the cheapest ways to borrow for education is to take out a second mortgage on a house, Ward says.
为教育贷款最省钱的一种方式是给一个房屋办理第二份抵押贷款，Ward说。
Little Johnny's father said, "Johnny, we have an $80, 000 mortgage on the house, and you want me to buy you a bicycle?
他老爸就说：“小强啊，我们家还有8万块的贷款没还清那，哪来钱给你买车啊。
Some Banks restrict the use of funds to down payments on a house as a way to bring in business to their mortgage arms.
一些银行将这笔资金的使用限定在缴纳房子的首付款上，从而为旗下的抵押贷款分支机构带来业务。
But at a mediation the two sides can agree to adjust the loan, reduce the monthly payments or decide to sell the house at a lower price and terminate the mortgage.
但是，在调停时，双方可以同意对贷款条款作出调整，减少月付款，并决定以一个稍低的价格出售房屋或是终止房贷。
In America they have signed deals with property-management companies to allow residents to use credit CARDS for rent, mortgage instalments and even the down-payment on a house.
在美国，他们已经跟物业管理公司签署协议，允许住户使用信用卡支付租金、按揭贷款、甚至是房屋的首付贷款。
Demand for complex mortgage securities led to a loosening of lending standards, which in turn drove house prices higher.
对复杂按揭债券的需求导致了信贷标准的放松，进而把房价抬得更高。
This is useful if a rise in interest rates (or a fall in house prices) causes mortgage-backed bonds to trade at a discount.
在利率上升(或者房价下跌)时，住房抵押债券折价销售，这对债券持有人大有裨益。
There are some exceptions — like getting a mortgage to buy a house — but generally if you can live within your means you will avoid all sorts of problems.
当然可以有些例外——如抵押贷款买房子——但是总的来说，如果你能保持收支平衡就能避免各种麻烦。
America should give mortgage lenders a claim on more than just the borrower's house, so as to deter speculative buying.
除了借款人所购房屋用作抵押之外，美国应当允许房贷贷款人获得其他的担保，以减少购房投机行为。
In developed countries if you want to drive a car, employ a worker, or buy a house with a mortgage, you usually need insurance.
在发达国家，如果你想开车，雇用工人，或抵押贷款买房，通常都要买保险。
If you can get a mortgage for a house you can't really afford, you'll feel like your income is adequate to attain the American Dream.
如果你通过房贷买了一套实际上买不起的房，你感觉你的收入足以实现美国梦。
If his house rises in value over the next five years, he will have to take out a further mortgage to pay back other creditors.
未来5年，如果他的房子价格升值，他还需要办理一个抵押贷款去还其他债主的钱。
First, don’t buy a house you can’t afford by agreeing to terms you can’t meet embedded in a mortgage you don’t understand.
首先，不要接受你不明白的贷款条款，购买你无法负担得起的房子。
If you buy a house and you don't pay the mortgage, the contract says you lose the house — you're out — you've got to pay or it goes back to the mortgage originator.
如果你抵押贷款买房，却没有还房贷，贷款合同规定，你将被取消赎回权，失去房子，所以你必须偿还贷款，否则你的原始贷款人就会收回房子。
Party A guarantees, when this House is delivered to Party B, there's no mortgage set to this House by Party A or other ownership or financial disputes.
第十六条甲方保证在向乙方交付该房屋时该房屋没有甲方设定的抵押权，也不存在其它产权纠纷和财务纠纷。
But at a mediation the two sides can agree to adjust the loan, reduce the monthly payments or decide to sell the house at a lower price and terminate the mortgage.
但是，在调停时，双方可以同意对贷款条款作出调整，减少月付款，或决定以一个稍低的价格出售房屋或是终止房贷。
I cannot save up the money to put down on a house while I'm paying out around 40 per cent of net monthly income on a mortgage.
我存不下足够的钱去买一套房子，但可以用每月净收入40%去偿还按揭。
There is a different view on debt than in the past. Many Americans have reverted to the goal of paying off their house and getting rid of their mortgage.
如今人们有了同以往不同的债务观。很多美国人又回归到了偿清房贷、无债一身轻这个目标。
Americans usually need a mortgage loan to buy a house.
美国人通常需要贷款来购买房屋。
I would like to build an extension to my house, but I'm up to the hilt on my mortgage so I'll have to leave it a few years.
我想把的房子扩建一下，但我的抵押已经全部用完，因此我不得不搁数年再说了。
Having purchased a big new house, Mr. A is up to the neck in paying the mortgage.
先生买了一栋新的大房子后，深深陷入房贷。
If tighter mortgage loan fail to check the skyrocketing house price, it would encourage the speculators and push the price further, making more people unable to afford to buy a house or rent a house.
如果收紧房贷不能约束房价，那就会进一步鼓励投机，推高房价，使更多的人买不起房，租不起房。
If tighter mortgage loan fail to check the skyrocketing house price, it would encourage the speculators and push the price further, making more people unable to afford to buy a house or rent a house.
如果收紧房贷不能约束房价，那就会进一步鼓励投机，推高房价，使更多的人买不起房，租不起房。
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