And its management and procedure are still not consummate. State student loan is the special individual consumption credit, and the risk in its operation is more difficult to measure and control.
目前,个人消费信贷在我国产生不久,有关的管理办法和具体操作手段还不严密也不完善,作为一种特殊的个人消费信贷产品的国家助学贷款,其业务中的风险更是难以度量和控制。
Meanwhile, this thesis analyses and discusses such issues as the realization of credit behaviour of state student loan and the main function of higher institutions in the process of the realization.
另外,还对国家助学贷款信用行为的实现及高等学校在国家助学贷款信用行为实现过程中的主要职能等问题进行了分析与探讨。
The essential reason for the situation is the serious defects in the design of Chinese state-subsidized student loan system.
造成这种局面的根本原因在于我国现行国家助学贷款制度的设计存在严重缺陷。
There are some problems in the rules of state loan for college student at present. Banks have no reasons to feel sure about the repaying of state loan. Thus the practice of state loan is not pleasant.
助学贷款办法还存在着一些问题,银行对办理助学贷款心存疑虑,这导致国家助学贷款的实施不很顺利。
There are some problems in the rules of state loan for college student at present. Banks have no reasons to feel sure about the repaying of state loan. Thus the practice of state loan is not pleasant.
助学贷款办法还存在着一些问题,银行对办理助学贷款心存疑虑,这导致国家助学贷款的实施不很顺利。
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