Credit is scarce. Would-be entrepreneurs are further handicapped by falling asset prices, since they might want to use their homes as collateral for a start-up loan.
信用稀缺，且不断下降的资产价格更成为未来的企业家们创业的进一步障碍，因此他们可能以房屋为抵押，从而获得启动资金。
Their start-up, which they are operating out of their dorm room, has exhausted its venture capital. They need a loan.
他们在宿舍开办了他们的企业，但是已经花完了风险投资，他们需要一笔贷款。
Their start-up, which they are operating out of their dorm room, has exhausted its venture capital. They need a loan.
他们在宿舍开办了他们的企业，但是已经花完了风险投资，他们需要一笔贷款。
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