The higher the dependency of default, the the greater the potential risk of loan portfolio loss.
违约依赖性越高，贷款组合的潜在风险损失越大。
Optimal portfolio of efficient frontier controls and adjusts default risk of loan portfolio effectively.
通过有效边界上的最优组合有效地控制和调整贷款组合的违约风险。
Last but not least, Hongda may cooperate with the exterior organizations so as to mitigate the risk of loan.
最后还可以通过与外部机构的合作减少货款安全的问题。
The exposure to non-default risk of loan portfolio is reflected accurately, at the same time IRB of banks has been improved.
准确地反映了贷款组合的非违约风险暴露，同时完善了银行的内部评级体系。
It has been successfully applied to a broad range of knowledge acquisitions from diagnose medical to assess to credit risk of loan applicant.
目前已被成功地应用于医疗诊断、贷款申请中的信用风险评估等多领域的自动知识获取中。
The term subprime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers.
有期次贷是针对那些有不良信用记录和有更大风险拖欠贷款的特殊信用贷款人。
The term sub prime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers.
术语“次级”指的是特殊的贷款者的信贷品质。他们有不良信贷的史例并且比初级贷款者拖欠贷款的风险更高。
This paper analyzes the cause of formation of loan risk profoundly, summarizes the forms of loan risk, and especially discusses legal prevention and remedy to the risk of loan.
从法律的角度对信贷风险的成因进行了深入的分析，对其表现形式做了总结。
Loan is the major business of commercial Banks in China and credit rating is the most important way to identify, measure and control the credit risk of loan in commercial Banks.
在我国现阶段，商业银行开展的业务主要是贷款业务。信用等级是识别、度量和控制贷款的信用风险的重要参数。
Personal housing loan business by its earnings, reliable guarantee high risk, etc, to control the favour of banking industry.
个人住房贷款业务以其担保可靠、收益较高、风险易控等特点，倍受银行业的青睐。
Banks use this information to assess the risk of giving you a mortgage or loan, and they are legally allowed to use data-mining companies to check your website activity.
银行利用这些信息来评估给你按揭或贷款的风险，他们在法律上被允许使用数据挖掘公司来检查你的网站活动。
Creditors that own swaps lower their risk of a debtor not paying back a loan, because a third-party insurer is on the hook for some of the unpaid debt.
持有掉期交易的债权人可以降低其债务人不偿还贷款的风险，因为第三方保险的对这些未偿债务有关联责任。
Risk assessment is an essential step of loan or insurance underwriting processes, and the risk grade calculation operation usually lends itself very naturally to a business rule based implementation.
风险评估是贷款或保险承保流程必不可少的一步，且风险等级计算操作通常有助于基于业务规则的实现。
In addition, the bank handling the refinancing may charge higher fees of its own to compensate for the risk that the loan soon defaults and Fannie or Freddie insists it be bought back.
而且，处理再融资的银行可能收取更多的费用，用以补偿贷款再次倒帐的风险。因为两房坚持要求回购抵押品。
The branch itself has to go through each loan to get its risk and the amount of its loan so it can calculate the average risk for the branch.
而支行本身必须查询每一项贷款的风险和贷款额，用以计算该支行的平均风险。
After a period of record new loan creation, issuance is easing as the front-loading of new lending runs its course and Banks become more mindful of credit risk.
在创纪录的信用创造之后，随着前期新增贷款进入运行轨道和银行更加注重信用风险，放贷将渐趋缓和。
Attribute Extension: for example, a loan application would require the addition of a risk score attribute for the existing generic Customer object.
属性扩展：例如，贷款应用程序需要对现有的常规客户对象添加风险评分属性。
The money underwriting the rescue was coming from the Fed, which was also bearing the risk of the loan.
这些保证救援的钱来自美联储，同时也承担着风险的贷款。
Loan securitisation disperses risk through the financial system and reduces the chances of a banking collapse.
贷款证券化将风险并且分散到金融系统不同的环节，由此降低了银行破产的风险。
Mortgage companies will be obliged to hang onto part of every loan, rather than selling them on to shed risk.
按揭公司将不得不死守每一笔贷款，而不能将它们抛售以摆脱风险。
Each loan is asked to return two values: risk level and amount of the loan.
要求每份贷款返回两个值：风险级别和贷款额。
For low-risk banks, this would make little difference: both HSBC and Santander report that the fair value of their loan books is slightly above their carrying value.
对于那些低风险的银行来说，这也许无关紧要：汇丰以及桑坦德银行均报告说他们借款账簿上的公平价值仅比账面价值略高一点。
But the past year has called into question the very idea of a low-risk loan.
但过去的一年让人们怀疑一切低风险贷款概念。
This encourages risk taking that is excessive from an overall social standpoint and was the major factor in the savings and loan collapse of the 1980s.
从整个社会的立场的来看这鼓励了过分的冒险行为，这也是上世纪80年代存贷危机的主要原因。
The conventional methods of managing credit risk, such as diversification, bank loan sales, and asset securitisation, offer only a partial solution to controlling credit risk exposure.
传统的信用风险管理办法，例如分散化，银行贷款出售和资产证券化，只提供了控制信用风险暴露的部分办法。
As a special corporation working on currency, commercial Banks were born with the attribute of loan risk.
商业银行作为经营货币的特殊企业，其信贷风险属性是与生俱来的。
Credit default swaps, he points out, simply allow lenders to offload the risk of a default on a loan to someone else who, for a price, is willing to take on this risk.
他指出，信用违约交换，简单地讲，就是让贷款人卸下贷款的违约风险，转移给一个愿意以某种价格承担这项风险的人。
Analysis of causes of bed an in commercial Banks and seeking strategy loan risk avoiding, has become the essential task to commercial Banks in China.
分析商业银行不良贷款形成的原因，寻找规避贷款风险的对策，已成为我国商业银行非常迫切的工作。
Analysis of causes of bed an in commercial Banks and seeking strategy loan risk avoiding, has become the essential task to commercial Banks in China.
分析商业银行不良贷款形成的原因，寻找规避贷款风险的对策，已成为我国商业银行非常迫切的工作。
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