Personal housing loan business by its earnings, reliable guarantee high risk, etc, to control the favour of banking industry.
个人住房贷款业务以其担保可靠、收益较高、风险易控等特点，倍受银行业的青睐。
When buying a house with bank loan is popular in China, the risk of personal housing mortgage loan becomes to be today's live topic.
当个人信贷买房逐渐走进人们生活的时候，个人住房抵押贷款风险问题已成为当今热门的话题。
Along with the increase of the housing loan, the risk which brings to the commercial bank also increases.
随着住房贷款的增加，银行所面对的风险也随之增大。
In the course of its operation, the securitization of housing mortgage loan has been confronted with such issues as risk control, law regulation and taxation.
住房抵押贷款证券化在其运行过程中，面临着风险控制、法律规制和税收等诸多方面的问题。
The paper analyses the cause of the individual housing loan risk, and offers related counter measures.
本文详细分析了银行个人住房贷款风险的成因，并在此基础上提出了相应的防范与化解对策。
Finally, through constructing credit risk evaluating system of individual housing loan, the practicality of these methods was proved.
最后，通过个人住房贷款信用风险评估体系的建立验证了这些方法的实用性。
Finally, some measures are suggested to improve the exterior environment of credit risk management of commercial Banks' individual housing loan.
最后提出了改善商业银行个人住房贷款信用风险管理外部环境的对策。
We take the securities of the housing mortgage loan as an effective method, which can effectively decrease the commercial bank's operation risk and raise the asset's fluidity.
认为住房按揭贷款证券化是一个较有效的方法，能够较好地降低商业银行经营风险和提高资产流动性。
Thus, the study and control on the prepayment risk has become a key research subject of the risk management of personal housing mortgage loan.
对提前还款风险的研究和控制，已经成为个人住房抵押贷款风险管理的重要课题。
By extending the period of housing mortgage loan, the burden of monthly payment of housing buyers, the interest rate risk of monthly payment and of total interest payment increase.
提高住房抵押贷款的还款期限可以降低月还款额，从而减轻还款压力，但同时也增加了月还款额以及贷款期间利息支出总额的利率风险。
It is high time that the risk of personal housing loan was possible to appear.
目前，我国已经进入了个人住房贷款风险暴露和显现的高危时期。
The paper's research results have a certain guiding significance in strengthening the loan risk management of Guangyuan housing fund management center.
本文论文的研究成果对加强广元市住房公积金管理中心的贷款风险管理水平具有一定的现实指导意义。
This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.
本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。
This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.
本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。
应用推荐