However, the issues of bad loans and loan risk management that has been harassing ADBC for quite a long period present a "bottleneck" for the formation of modern bank system for ADBC.
但长期以来一直困扰农业发展银行的不良贷款以及贷款风险管理问题，在打造农业发展银行现代银行制度中形成“瓶颈”制约。
The credit evaluation is the basis of the loan risk management in Commercial Bank.
企业信用评价是商业银行贷款风险管理的重要基础。
One important decision of bank management is to optimize the loan portfolio structure so as to hold a loan portfolio with possible highest yield and relevant lowest risk.
银行在经营中的一项重要决策，就是对贷款组合结构进行优化，以持有一个具有尽可能高的收益率和尽可能小的风险的贷款组合。
Loan risk evaluation is a key link in loan risk management of commercial Banks because only by appraising risk scientifically can Banks direct business practices effectively.
而贷款的风险评价是商业银行贷款风险管理的关键环节，只有科学地评价风险，才能有效地指导银行授信业务。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
How to draw lessons from the credit risk management method of the advanced Banks, promote the management level of loan credit risk of the city commercial Banks, is a arduous mission that we face.
如何借鉴国际银行界先进的信用风险管理方法并运用于我国城市商业银行的风险管理，提升我国城市商业银行的贷款信用风险管理水平，是我们面临的艰巨任务。
It may not only benefit for the improvement of credit risk management in Banks, but also can reduce the revenue risk in loan.
这有利于银行提高信用风险管理水平，降低银行在信贷过程中的收益风险不对称。
Traders with foreign countries and clients that have loan commitments overseas can use forward FX as an effective form of risk management.
与外国做生意的商人和在海外有贷款承诺的客户可以将远期外汇用作风险管理的一种有效形式。
But, it be used as to a kind of complement of the private section funds, and from common risk in management in section in privately owned fund or loan, more valid.
但是，它作为对私人部门资金的一种补充，并由私营部门管理共同风险基金或贷款，更为有效。
Traders with foreign countries and clients that have loan commitments overseas can use forward FX as an effective form of risk management.
与外国做生意的商人和在海外有贷款承诺的客户可以将远期外汇用作风险治理的一种有效形式。
These kinds of methods are all suitable for the risk management of the long-term loan, but every method gives up the chance of income while locking the risk.
这几种方法均适合于长期贷款的风险管理，但各有利弊，每一种金融工具在锁定了风险的同时，也放弃了收益的机会。
For bank the credit risk management have two aspects. One is to manage the default of single borrowers and the other is to manage risk of the whole bank, which takes lots of loan as one portfolio.
对银行来讲，信用风险管理有两个层次，第一个层次是对单个贷款者的违约风险管理，第二个层次是整个银行的经营风险管理，把诸多的笔贷款看成一个组合。
Listed company as a major commercial bank loan customers, improve its loan risk assessment and risk management system and mode of commercial Banks has important significance.
上市公司作为商业银行的重要贷款客户，完善对其贷款风险评估和风险管理的制度与模式对商业银行有着重要意义。
Finally, some measures are suggested to improve the exterior environment of credit risk management of commercial Banks' individual housing loan.
最后提出了改善商业银行个人住房贷款信用风险管理外部环境的对策。
Thus, the study and control on the prepayment risk has become a key research subject of the risk management of personal housing mortgage loan.
对提前还款风险的研究和控制，已经成为个人住房抵押贷款风险管理的重要课题。
Strengthen determination and control of fund cost, operating cost, risk cost, define loan fixed price course rate of loss expected and it is expected management of loss rate.
加大资金成本、经营成本、风险成本的测定与控制，并明确了贷款定价过程预期损失率和非预期损失率的管理。
Second, the forewarning system of university loan risk is designed from loan level, ability to pay and fund management.
第二，从负债程度、支付能力和资金管理三个方面设计了高校贷款风险预警指标体系。
Meanwhile, it also increases the efficiency of valuation report preparation and the ability of banks to model post-loan risk control through data push and storage management.
同时，通过数据推送以及存储管理的方法，使得估价报告的制作效率以及银行贷后风险控制建模的能力大幅提升。
The author USES the measurement method and neural network theory to build the identifying and quantifying system of the credit process risk management before loan.
运用计量方法和神经网络原理，构建贷款前的信贷过程风险管理识别和量化体系。
The paper's research results have a certain guiding significance in strengthening the loan risk management of Guangyuan housing fund management center.
本文论文的研究成果对加强广元市住房公积金管理中心的贷款风险管理水平具有一定的现实指导意义。
The "sparing loan" of state-owned commercial bank has reflected series of issues such as the inferior credit circumstance, the big credit risk and the deficient management mechanism and etc.
国有商业银行“惜贷”折射出信用环境不佳，信贷风险大和管理机制缺陷等问题。
The "sparing loan" of state-owned commercial bank has reflected series of issues such as the inferior credit circumstance, the big credit risk and the deficient management mechanism and etc.
国有商业银行“惜贷”折射出信用环境不佳，信贷风险大和管理机制缺陷等问题。
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