In this dissertation, we consider the effect of systematic risk factors and pairwise correlation to debtors'default rate, which is much closer to the real word;
本文考虑了系统风险因素和行业相关性因素对债务人违约率的影响，这更符合实际情况；
In this dissertation, we consider the effect of systematic risk factors and pairwise correlation to debtors'default rate, which is much closer to the real word;
本文考虑了系统风险因素和行业相关性因素对债务人违约率的影响，这更符合实际情况；
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