It suggested that those with LTVs above 70% pay down at least 2% a year, and those with LTVs of 50-70% pay 1% a year.

计划要求价值贷款比高于70%的借款人每年至少还款2%，而价值贷款比为50%—70%的借款人每年至少还款1%。

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'While lower LTVs means lower mortgage payments, the improvement in affordability is deceptive, says JPM, as long as' the denominator remains median income of households.

摩根大通说，虽然首付比例越高意味着每月按揭还款额越少，但只要分母仍为家庭收入中值，住房负担能力的改善就具有一定的欺骗性。

youdao

'While lower LTVs means lower mortgage payments, the improvement in affordability is deceptive, says JPM, as long as' the denominator remains median income of households.

摩根大通说，虽然首付比例越高意味着每月按揭还款额越少，但只要分母仍为家庭收入中值，住房负担能力的改善就具有一定的欺骗性。

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