Dealing account and drawing bad debt provision are all basic essential factors for bank to control risks. The Ministry of Finance has promulgated several Provisions on Loan Loss Reserves.
对贷款的会计处理和计提呆账准备金的实践是银行业管理和控制风险的基本要素,财政部已多次颁布了有关的管理办法。
Then, construction loans made up around 53% of their tangible equity plus loan-loss reserves; now the figure is 65-70%.
那么,建设贷款占到有形资产和贷款损失准备金的53%;现在为65%-70%。
If so, firms like Capital One could look forward to sharply higher earnings as lower defaults would allow lenders to ease off on the expense of building their loan-loss reserves.
果真如此的话,那么CapitalOne等公司的收益预计将大幅上升,因为较低的违约率可以减轻信用卡贷款发放公司在提取贷款损失准备金方面的压力。
At least, however, the bank can funnel investment-banking profits into loan-loss reserves.
不过,该行至少可以将投行业务的利润用于贷款损失拨备。
At least, however, the bank can funnel investment-banking profits into loan-loss reserves.
不过,该行至少可以将投行业务的利润用于贷款损失拨备。
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