Foreign exchange business risk of Chinese commercial Banks has its own characteristics.
我国商业银行外汇业务风险有其本身的特点。
Loan is the main business and the main source of profit for all Chinese commercial Banks.
信贷业务是我国商业银行的主导业务，贷款是获取利润的主要手段。
Chinese commercial Banks 'credit card business annually suffer from important loss either.
我国商业银行信用卡业务每年也遭受重大损失。
Chinese commercial Banks 'credit card business annually suffers from important loss either.
中国的商业银行信用卡业务每年也遭受着重大损失。
The second, considering how to build a risk metric model adapting to Chinese commercial banks.
二是对构建适合我国特点的商业银行风险度量模型的思考。
The first is the general theoretical analysis on Chinese commercial banks' intermediary business.
首先是对我国商业银行中间业务的一般理论分析。
All these take the topic of improving Chinese commercial Banks' operation performance into account.
这一切，使得我国商业银行经营绩效的提高这一话题越来越受到关注。
After a year of record lending, most Chinese commercial Banks face decreases in their capital adequacy ratios.
经过一年的天量贷款，中国大部分的商业银行都面临着资本充足率的下降。
Being a major resource of income for Chinese commercial Banks, credit risk is accompanied by substantial risks as well.
信贷业务作为我国商业银行收入的主要来源的同时，信贷风险也成为其面临的主要风险。
When the new Basel Accord is proposed in 2006, Chinese commercial banks are asked to raise the minimum capital ratio to 12%.
2006年引入新巴塞尔协定后，商业银行的最低资本充足率被提高到12%。
At last, based on the results from front analysis, give some advances to improve Chinese commercial Banks' operation performance.
最后根据前面分析得出的结果，给出提高我国商业银行经营绩效的若干建议。
It is under the above background that the author tries to analyze and evaluate the competitiveness level of Chinese commercial Banks.
本文正是在这种特殊的背景下，就分析和评价我国商业银行竞争力水平所做的尝试。
After entering WTO, the biggest challenge will be faced by Chinese commercial Banks is how to improve their efficiency and competitiveness.
加入WTO以后，中国银行业面临的最大挑战是如何提高效率和竞争力。
Chinese commercial Banks 'management pattern will change, which used to unilateral pursue scale to extend and to take savings and loan business.
中国商业银行传统的片面追求规模扩张和单纯以存贷业务为主的经营模式将会发生变化。
This paper USES Distribution Free Approach in the framework of a Translog function to estimate profit efficiencies of 14 Chinese commercial Banks.
本文基于自由分布法，利用超越对数函数模型，对我国14家主要商业银行的利润效率进行了评估。
Financial risk exposed in Chinese commercial Banks comes mainly from low efficient internal control characterized by unsystematic control pattern.
我国商业银行金融风险的产生多是由内部控制低效造成，而内部控制低效又源于控制模式的不规范。
Also, China Construction bank offers special project pricing consultancy; we are the only bank among Chinese commercial Banks to offer this service.
此外，中国建设银行提供项目造价咨询的特别业务，这是中国的商业银行中独一无二的。
Compared with foreign advanced Banks, Chinese commercial Banks still have a gap, and face operational inefficiencies, high non-performing assets, etc.
与国外先进银行相比，我国商业银行还存在一定的差距，仍然面对着经营效率低下、不良资产过高等诸多问题。
The premise of improving competitiveness of Chinese commercial Banks is to correctly assess the present Chinese commercial Banks' competitiveness level.
提升我国商业银行竞争力的前提是对目前我国商业银行竞争力水平有正确的评价。
From the microcosmic aspect, Chinese commercial banks should change their traditional ideas, for example, the ideas "all services are for the deposit ".
从微观层面上看，中资银行应改变一些传统的经营观念，如一切为存款服务的观念。
The paper points out that the current financial organization mode in Chinese commercial banks has constrained the further bevelopment of the organization.
本文指出了中资商业银行现有财务组织模式以及架构已制约了组织的进一步增长。
The fourth chapter is demonstrative analysis of the current and existing problems of accounting information disclosure system of Chinese commercial banks.
第四部分探讨和剖析了我国商业银行会计信息披露的现状和存在的问题；
The results show that the credit decision-making procedure in Chinese commercial banks is not complete, and some kinds of weakness are existing at some stages.
研究表明，我国商业银行现行信用风险管理决策程序整体上尚欠完整，部分决策环节在功能实现方面也存在不足。
When great changes have taken place in Chinese commercial Banks' operating environments, most Banks have realized the importance of maximizing the Banks' value.
在我国商业银行经营环境发生深刻变化的情况下，实现银行价值最大化已成为多数商业银行的共识。
Interest income accounted for only 48 percent of the total earnings among Chinese commercial banks in 2014, down 7.3 percentage points from three years ago, he added.
他提到，2014年中国商业银行存贷款利息净收入仅占营业净收入的48%，比3年前下降了7.3个百分点。
The conclusion of this thesis is that ICBC Hunan Br. even for Chinese commercial banks should deal with the dialectic relationship of credit entering and exit correctly.
本文结论是湖南省工商银行乃至中国商业银行要处理好信贷进入与退出的辩证关系。
The third part is focused on the current situation of the protection for the interests of the depositor of Chinese commercial Banks insolvency, analyses the current problems.
第三部分是着眼于我国商业银行破产对存款人利益保护的现状，分析目前所存在的问题。
The third part is focused on the current situation of the protection for the interests of the depositor of Chinese commercial Banks insolvency, analyses the current problems.
第三部分是着眼于我国商业银行破产对存款人利益保护的现状，分析目前所存在的问题。
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