The bank scrambles all that money together, jumbles it all up and lends it out to hundreds and thousands of borrowers.
该银行把那些钱集中凑在一起，然后贷给成千上万的借款人。
The boss of one European bank thinks the Basel rules will cause borrowers to move away from Banks and into bond markets, boosting debt-origination business for some investment Banks.
一家欧洲银行的老板认为巴塞尔规则将导致借款者离开银行转而进入债券市场，从而推动一些投行的债务原生性业务。
In the aftermath of the bank run, many borrowers will find it harder to get loans and will have to pay more for them.
受此次银行运营危机的余波影响，很多借款人会发现将较难获得贷款，并且需要支付更多款项以获得贷款。
According to a recent report by the World Bank, private lenders have granted borrowers more flexibility with loan covenants and demanded fewer third-party guarantees.
根据世银最近的一份报告指出，私人信贷者赋予贷款人具备更灵活的贷款合同以及需要更少的第三方担保人。
Bank of China has started offering mortgages to credit-starved British borrowers at rates that undercut many of the deals available from established UK lenders, the Financial Times reported.
据英国《金融时报》报道，中国银行已开始向急需信贷的英国借款人提供住房抵押贷款业务，利率低于该国许多老牌银行。
It recognizes that the risks that a bank faces are very complex and that they are not summarized by just the classes of borrowers that were defined in Basel I.
它指出一个银行所面对的风险是非常复杂的，第一次巴塞尔协议定义的借款人风险等级，无法概括全部的风险。
In Illinois, the state attorney general has accused the bank of marketing high-cost loans to blacks and Latinos while selling lower-cost loans to white borrowers.
伊利诺斯州的律师主要控告银行给黑人和拉丁美洲人高成本贷款的同时却给白人贷款人低成本的贷款。
Bank liquidity was affected negatively too as borrowers defaulted on their bank loans.
由于借款人的违约还贷，银行的流动资产也会受到负面影响。
And even though variable mortgage rates are low (just 1.75%, according to the Bank of Canada), borrowers must meet the creditworthiness standards required for a five-year, fixed-rate mortgage.
尽管可变按揭利率的浮动很小(据加拿大央行规定，只有1.75%)，贷款者必须符合贷款资格标准才能获得五年固定利率按揭的资格。
American International Group lodged a lawsuit against Bank of America, claiming BofA sold it low-risk securities backed by "defective" mortgages given to low-income borrowers.
美国国际集团指控美国银行向其兜售低风险不良抵押贷款证券，不良抵押贷款即次级抵押贷款【不知理解的对否】是指向信用程度较差和收入不高的借款人提供的贷款。
Richard Parkus, of Deutsche Bank, thinks that 70% of all CMBS issued recently in America will not be able to refinance without a big increase in the capital that borrowers stump up.
德意志银行的Richard Parkus认为如果商业地产借款人不能大幅增加偿还资金，在美国发行的所有商业抵押担保证券的70%将无法用于再融资。
John P. Relman, the Washington, D.C., lawyer handling the Memphis case, has sued Wells Fargo on behalf of the City of Baltimore, asserting that the bank systematically exploited black borrowers.
负责孟菲斯案件的华盛顿d.c .律师约翰p.r elman已经指控了富国银行在巴尔的摩市的行为，声称银行有计划地剥削黑人借款者。
Although some of these barriers were undoubtedly beneficial, they also hugely increased costs both for the bank and its borrowers.
尽管有些障碍无疑是有益的，但这样的做法却让银行与贷款人平添了巨额的成本。
With so many borrowers around the world constantly being told "no" by their creditors, here, finally, was a bank that liked to say "yes".
当全世界众多的借款人不断从贷款人口中听到“不”字的时候，在这里，终于，有一家银行很愉悦地说“行”。
A third source of money has since emerged — the "profits" from interest paid by borrowers from the Bank.
资金的第三个来源是后来产才产生的“利润”—即借款人向银行偿付的利息。
If the situation worsens, he says, the bank will consider steps like raising the hurdles for borrowers.
他说，如果形势恶化，该行将考虑采取提高贷款人贷款标准等措施。
Others lend money only if borrowers agree to redeposit up to half of the loan in the same bank at a much lower interest rate.
有些银行要求借贷人借款后要存上借款额一半的存款，而且利率要比常规存款利率低，才同意贷款。
By hiking interest rates, the central bank would be increasing the interest burden on borrowers.
提高利率的话，相当于央行同时提高了借款人的利息负担。
Floating-rate mortgages last year reduced many borrowers' payment burden as the Bank of England dropped its base rate to 0.5% and lenders adjusted their standard variable rates downward in response.
去年英格兰银行将基准利率下调到0.5%，贷方也随之降低了可变利率，于是浮动利率按揭使得很多借方的还款压力得到了舒缓。
Using new technology, they have been able to make loans at lower rates for borrowers than traditional bank loans while offering higher returns for investors.
通过使用高新技术，他们能够为借款人提供比传统银行贷款更低的利率，同时为投资者带来更高的回报。
To discourage defaults, the Guangdong Development Bank has taken out ads in newspapers, publicizing the identities of delinquent borrowers.
为改善这一现象，广东发展银行在报纸上登广告，披露那些欠下债务的借款人的身份。
There were $111 billion of loans in the group, made to three borrowers: Citigroup (C) (five times), Bank of America (BAC) (four times) and Morgan Stanley (MS) (once).
这一类贷款共有1110亿美元，借款方主要是下面三家银行：花旗集团（Citigroup）（五次）、美国银行（Bankof America）（四次）和摩根士丹利（Morgan Stanley）（一次）。
I know Banks lend money which has been lent to them by their depositors, but I don't know what a bank needs to know about the borrowers.
我知道银行用来自存款人的资金发放贷款，可我不明白银行对借款人需要了解些什么。
Also important will be direct central-bank finance of borrowers.
央行为借款人直接提供资金同样重要。
An HSBC spokesman said the bank understands the value of the loans better than the market, because it sees day to day how borrowers are paying, and the 'vast majority' in fact do pay back the loans.
汇丰发言人说，他们比市场更了解这些贷款的价值，因为银行每天都能看到贷款者的还贷情况，事实上也有绝大部分人确实在归还贷款。
The central bank could require, for example, disclosure of the composition of bank loan portfolios by different categories of borrowers.
例如，中央银行可要求不同类型的借款人公布银行贷款业务量的构成。
According to Danske Bank, the loans could cost Sweden a total of 2% to 6% of its GDP over several years, depending on how many Baltic borrowers default.
根据丹麦银行的预测，不良贷款可能将使未来几年瑞典GDP总量下降2%至6%，具体降幅将取决于波罗的海国家的信贷违约规模。
According to Danske Bank, the loans could cost Sweden a total of 2% to 6% of its GDP over several years, depending on how many Baltic borrowers default.
根据丹麦银行的预测，不良贷款可能将使未来几年瑞典GDP总量下降2%至6%，具体降幅将取决于波罗的海国家的信贷违约规模。
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