Under the bank system , bank loan risk is controlled and supervised by the main bank ;
其次，在银行体系下，银行贷款风险由主办银行控制和监督；
This is our country commercial bank perfecting personal housing loan risk management system to provide certain reference significance.
以此为我国商业银行完善个人住房贷款风险管理体系提供一定的参考意义。
In addition, the bank handling the refinancing may charge higher fees of its own to compensate for the risk that the loan soon defaults and Fannie or Freddie insists it be bought back.
而且，处理再融资的银行可能收取更多的费用，用以补偿贷款再次倒帐的风险。因为两房坚持要求回购抵押品。
The bank argues that on most measures, for example the extent to which its loan book is backed by collateral, it has cut risk over the past decade.
渣打银行说，从多数而言看贷款账目由抵押物品承担。过去十年里，这成功降低了银行的风险。
The conventional methods of managing credit risk, such as diversification, bank loan sales, and asset securitisation, offer only a partial solution to controlling credit risk exposure.
传统的信用风险管理办法，例如分散化，银行贷款出售和资产证券化，只提供了控制信用风险暴露的部分办法。
However, the issues of bad loans and loan risk management that has been harassing ADBC for quite a long period present a "bottleneck" for the formation of modern bank system for ADBC.
但长期以来一直困扰农业发展银行的不良贷款以及贷款风险管理问题，在打造农业发展银行现代银行制度中形成“瓶颈”制约。
Loan risk is a matter of the bank's main risk. Bank risk concerns about bank's survival and society's stability.
信贷风险是银行的主要风险，银行风险事关银行的生存和社会的稳定。
The credit evaluation is the basis of the loan risk management in Commercial Bank.
企业信用评价是商业银行贷款风险管理的重要基础。
As a result, owners of small loan, the bank does not exist any risk.
其结果是，小额贷款的业主，银行不存在任何风险。
Carrying out the credit insurance of bank loan can reduce the credit risk of bank effectively and provide more business for insurance.
开展银行贷款信用保险可有效防范银行信用风险，并为保险业提供更广阔的业务空间。
This article analyses the reasons of the risk in commercial bank loans on the basis of the bank loan business and puts forward measures against the loan risk.
本文在商业银行贷款业务的基础上分析商业银行贷款风险形成的原因，提出商业银行贷款风险的防范对策。
One important decision of bank management is to optimize the loan portfolio structure so as to hold a loan portfolio with possible highest yield and relevant lowest risk.
银行在经营中的一项重要决策，就是对贷款组合结构进行优化，以持有一个具有尽可能高的收益率和尽可能小的风险的贷款组合。
These risks stem from borrower's risk, the property developer's risk, bank own risk, the risk initiated by the loan agreement and the risk initiated by the pawn.
这些风险包括源于借款人的风险、房地产开发商的风险、银行自身的风险、借款合同引发的风险和抵押物引发的风险。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。
Along with the increase of the housing loan, the risk which brings to the commercial bank also increases.
随着住房贷款的增加，银行所面对的风险也随之增大。
The loan risk of bank has directly relation to the enterprise and company's actual strength, benefit and credit and so on.
企业的实力、效益及信用等直接关系到对它提供贷款银行的风险。
However, as there is no guarantor or collateral while offering a credit loan, bank officers need to analyze the borrower's accounting information comprehensively to reduce the risk to the bottom.
但是在银行发放信用贷款的时候，由于银行没有获得相应的保证以及担保物，就势必需要对借款企业的会计信息进行全面分析，尽可能降低信贷风险。
The existence of the common optimal approximating solution shows that the bank can provide a loan to the entrepreneur according to the optimal principle that the risk can be accepted as a criterion.
公共最优近似解的存在，说明了银行是在风险可接受的前提下按最优性原则给企业发放贷款。
When buying a house with bank loan is popular in China, the risk of personal housing mortgage loan becomes to be today's live topic.
当个人信贷买房逐渐走进人们生活的时候，个人住房抵押贷款风险问题已成为当今热门的话题。
Listed company as a major commercial bank loan customers, improve its loan risk assessment and risk management system and mode of commercial Banks has important significance.
上市公司作为商业银行的重要贷款客户，完善对其贷款风险评估和风险管理的制度与模式对商业银行有着重要意义。
For bank the credit risk management have two aspects. One is to manage the default of single borrowers and the other is to manage risk of the whole bank, which takes lots of loan as one portfolio.
对银行来讲，信用风险管理有两个层次，第一个层次是对单个贷款者的违约风险管理，第二个层次是整个银行的经营风险管理，把诸多的笔贷款看成一个组合。
The loan risk control system of the commercial bank include three aspects: the risk control mechanism, transfer mechanism and repayment mechanism.
商业银行的信贷风险控制系统主要有三个方面，即风险抑制机制、转移机制和补偿机制。
The funds of bank credit loan account for high proportion in road construction, therefore facing larger risk of returning loan.
银行信贷资金在公路建设中占有较高比重，因而面临较大的还贷风险。
Now, The level of our country commercial bank risk manage is widespread and lower, and the bad loan rate of whole bank system is higher, far higher than international warn line.
从当前我国银行信贷风险管理情况来看，我国商业银行风险管理水平普遍较低，整个银行体系不良贷款率偏高，远远高于国际警戒线。
This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.
本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。
Real estate loan has become one of the important bank assets, whose loan quality will make an deep impact on the earnings and risk conditions of banking industry.
房地产类贷款已成为银行的重要资产之一，其贷款质量将对银行业的盈利和风险状况产生深刻影响。
It is shown that, when both the high-risk type and the low-risk type provide the equal collateral value to the bank, their loan interest rates are also equal.
指出了在此模型下，当两类企业向银行提供等值的抵押品时，高、低风险企业的利率也相同。
It is shown that, when both the high-risk type and the low-risk type provide the equal collateral value to the bank, their loan interest rates are also equal.
指出了在此模型下，当两类企业向银行提供等值的抵押品时，高、低风险企业的利率也相同。
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