外资银行进入能促进中国银行业效率的提高吗？
Can Foreign Banks stimulate the Increase in Efficiency of Chine Banks?
随后本文重点针对外资银行进入对我国银行业效率的影响进行了实证分析。
Then it introduces foreign bank's history and performance in China, analyzing the positive and negative impact of foreign bank entry on the efficiency of domestic banking.
中国商业银行经营效率低，竞争能力差，其原因在于中国银行业市场结构不合理。
The efficiency and competitiveness of China's commercial Banks is low, the reason lies in the unreasonable market structure of China's Banks.
银行业税收负担沉重、内外资银行税负差别过大，影响了内资银行的竞争力并导致银行业经营效率低下。
These problems lead to the different burden of taxation between foreign and domestic bank, and the poor competitiveness and efficiency of domestic bank.
解决不稳定问题的主要方式是提高银行的资本金要求，这会损害银行业的效率；
The major method to solve this problem is to raise the banks' capital reserve requirement but it can do harm to the banks' efficiency.
随着我国银行业竞争格局的出现，有必要分析国有银行与新兴商业银行的效率差异。
With the advent of banking competition in China, it is necessary to analyze on the efficiency difference between stated-owned Banks and the developing commercial ones.
“帕累托最优”要求一个有充分竞争的市场环境，所以，促进我国资金资源的配置效率就必须要打破垄断的局面，在银行业引入有效竞争机制。
Pareto Efficiency requires a free market , so what we can do is to break the state of monopoly and introduce effective competition to the market.
结果表明，外资银行的进入提高了国内商业银行业的效率，但是提高幅度不大，影响不是非常显著。
The results showed that the entry of foreign banks to improve the efficiency of the domestic commercial banking industry, but not to raise rates, impact is not very significant.
银行业的市场结构与银行的竞争目标决定了银行业的竞争效率。
Market structure of the banking industry as well as competition objective of Banks determines the industry's efficiency.
总体上看，银行业全要素生产率呈上升趋势，技术效率呈下降趋势，规模效率无明显变化。
On the whole, all-factor productivity of banking sector is rising, technical efficiency is falling and scale efficiency remains unchanged.
因此，减轻税负可以在一定程度上提高我国银行业整体的经营效率。
So, to a certain extent, reducing the tax burden can improve the operation efficiency of China's banking.
第四条银行业监督管理机构对银行业实施监督管理，应当遵循依法、公开、公正和效率的原则。
Article 4 When conducting banking supervision, the banking supervision institutions shall comply with the principle of law compliance, openness, impartiality and efficiency.
中外银行业在管理与效率方面的差距较大，表现在管理者的目标、管理手段及运作效率等领域。
There is a gap between Chinese banks and foreign banks in terms of management and efficiency, it can be found in the aims of managers, the methods of management and the efficiency of operation.
加入WTO以后，中国银行业面临的最大挑战是如何提高效率和竞争力。
After entering WTO, the biggest challenge will be faced by Chinese commercial Banks is how to improve their efficiency and competitiveness.
第四条银行业监督管理机构对银行业实施监督管理，应当遵循依法、公开、公正和效率的原则。
Article 4 When exercising regulation and supervision, the banking regulatory authority shall follow the principles of law-abiding, openness, impartiality and efficiency.
与此相反，2006年及以前，中国银行业（盈利）效率并不高，但2007年以来，效率排名逐年上升。
On the contrary, Chinese banks' efficiency was at a relative low level( before 2006)but has improved over time since 2007.
与此相反，2006年及以前，中国银行业（盈利）效率并不高，但2007年以来，效率排名逐年上升。
On the contrary, Chinese banks' efficiency was at a relative low level( before 2006)but has improved over time since 2007.
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