假如你的退休计划中同时包含了应纳税和延迟纳税账户，那就要考虑一下应该如何分配资金了。
If your retirement plan includes both taxable and tax-deferred accounts, it is worth considering which funds should be placed in each.
你有没有寿险保单或是退休计划？
为什么私人退休计划行得通？
玛乔丽·贝尔曾经拿她的退休计划开玩笑。
她从雇主的退休计划中留出税前收入的8%。
She started by having 8% of her pre-tax income set aside in her employer’s retirement plan.
您可以做到这一点的任何退休计划。
预想自己年纪轻轻就死了，这算不上退休计划。
没有事业规划；没有退休计划；只有生活计划。
There is no career planning; there is no retirement planning; there is only life planning.
囊中羞涩的客户将得到各地分支机构的免费退休计划建议。
Poorer clients receive free retirement advice at their local branch.
对于那些即将离任的将军们来说，私有化可以说是一个退休计划。
For the departing generals, privatisation looks to be a retirement plan of sorts.
当你制定退休计划的时候，对于你退休后想做的事情列一个清单。
As you're planning for your retirement keep a running list of things you want to do when you retire.
他说，随着股市回升、股价上涨，人们现在能够实施退休计划了。
'As equity markets return and stocks trade up, people are now in a position to execute their retirement plans,' he says.
也许把你的退休计划持续下去就是你可以做的最简单最好的事情了。
Probably the easiest and best thing you can do to get your retirement plan going.
开始一些延税退休计划，比如401计划，403计划或者457。
Contributing to an employer sponsored, tax-deferred retirement plan, such as a 401 (k), 403 (b), or 457.
一旦这些费用搞定了，下一步就是为退休计划或含税收优惠的车积累资本。
Once these expenses have been covered, the next step should be to fund a retirement plan or some other tax-advantaged vehicle.
约个注册财务策划师会面，让他帮你重新复习退休计划的基本知识或者学习退体指南。
Schedule a meeting with a certified financial planner to go over the basics of a retirement plan or bone up with our retirement guide.
但如果你能在一个国家出资的长期退休计划上捍卫他们的权益，他们没准会投你的票。
They might do so, however, if you have defended their right to a long, state-funded retirement.
我有过退休计划，但是在我三次换工作的时候，我撤回了那些保险并且愚蠢的花掉了。
I had a retirement plan, but on the 3 occasions when I changed jobs, I withdrew that and spent it frivolously.
在之后几个小时里，我们知道半打朋友受到了冲击，而且我晚餐同伴的退休计划泡汤了。
Within hours we knew that half a dozen of our friends had been hit, and that my dinner companion's retirement was over.
该赤字的其中一部分是应支付给联邦退休计划用于邮政工作人员的55亿美元退休工资。
Part of the deficit is a five and a half billion dollar payment to the federal retirement plan for postal workers.
和其他公司一样，你的雇主可能终止了你的401(k)计划或其他的退休计划的缴费。
Your employer, like many companies, may cease contributing to your 401(k) or other retirement plan.
对于指望股票作为退休计划的投资者而言，最近10年意味着许多人的退休目标都落空了。
For investors counting on stocks for retirement plans, the most recent decade means many have fallen behind retirement goals.
如果你现在已经想好你的退休计划，并且准备去开始你的计划，这篇文章对你来说太基础了。
Now, if you are someone with your retirement plans all set and ready to go, this article will be way too basic for you.
几乎半数美国家庭以共同基金的形式持有股票和债券，而其中的多数有关系到他们的退休计划。
Almost half of us households own stocks and bonds in the form of mutual funds, most of those through retirement plans.
过去十年的大多数时候，美国人都将自家房子视为稳定现金来源和以砖块水泥构筑的退休计划。
For most of the last decade, Americans treated their homes as sources of ready cash and as brick-and-mortar retirement plans.
麦当劳公司并没有强制规定退休年龄，66岁的斯金纳也不会轻易透露他的退休计划。
McDonald's doesn't have a mandatory retirement age, and the 66-year-old Skinner won't say when he plans to make the move.
哈佛校长DrewFaust透露：有超过500名的员工选择了今年初学校提供的提前退休计划。
More than 500 staff opted for voluntary early retirement under a program offered earlier this year, said Harvard President Drew Faust.
对于退休计划：我真的认为人们要考虑安全性；冒险去追求高回报对于那些步入中年晚期的人来说是个坏主意。
As for retirement planning: I really think that people have to think safety; taking risks for higher yield is a bad idea once you're in late or latish middle age.
当你开始认真考虑起自己的退休计划，你必须想清楚你要去哪里挣得所需要的钱，因为你想要保障自己日后生活。
When you start thinking seriously about retirement, you have to figure out where the money you'll be living on will come from.
帕纳乔内说，他们可能这样想：哎呀，我孩子的教育很快就得开始了，我必须专注这个问题，把我的退休计划放到一边。
'They might look at it as' Gee, my kid's education is really coming up soon, I have to focus on that and kind of put their retirement on the back burner,' says Mr. Panaccione.
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