保险受益权应界定为身故保险金的受领权，其主体可以是指定受益人和法定受益人，但不能是被保险人。

The beneficiary right should be defined as the right to accept the payment on the death of the insured, which can not be enjoyed by the insured but by the designated or legal beneficiary.

youdao

保险受益权应界定为身故保险金的受领权，其主体可以是指定受益人和法定受益人，但不能是被保险人。

The beneficiary right should be defined as the right to accept the payment on the death of the insured, which can not be enjoyed by the insured but by the designated or legal beneficiary.

youdao