借方在定期支付房屋贷款付款之外一次性缴纳的款项，用以降低贷款本金额。
Monthly principal and interest payment based on your original mortgage amount, term and interest rate.
要计算抵押贷款的偿还金额，利率、本金和付款额应分别选用哪种类型？解释你选择的理由。
To calculate a mortgage payment, what types would you use for the rate, principal, and payment? Explain why you selected each type.
单利的计算取决于所借款项或贷款的金额（本金），资金借用时间的长短及市场一般利率水平等因素。
The cost of borrowing, or the return on lending money. It is calculated on the amount borrowed or lent(the principal), the length of time the funds are borrowed for, …
一种周期性付款到期前不足摊还面额的贷款，所以称作“气球”的本金额到期时需要一次付清。
A note calling for periodic payments which are insufficient to fully amortize the face amount of the note prior to maturity, so that a principal sum known as a "balloon" is due at maturity.
此贷款已发行的本金金额和此贷款协议下的任何其他义务(包括逾期的利息支付)将以年利率9.5%的利率计息。
The outstanding principal amount of the Loan and any other obligations under this Loan Agreement shall bear interest at the annual rate of 9.5% until paid.
此贷款已发行的本金金额和此贷款协议下的任何其他义务(包括逾期的利息支付)将以年利率9.5%的利率计息。
The outstanding principal amount of the Loan and any other obligations under this Loan Agreement shall bear interest at the annual rate of 9.5% until paid.
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