此部分的原有贷款审核流程包含流程改进模式部分中介绍的许多流程缺陷。
The As-Is loan approval process for this section contains many of the process flaws found in the process improvement patterns section.
了解其工作可能会被审核有助于贷款处理部门的员工诚实工作，同时可以降低风险。
Knowing that they may be audited helps keep the employees of the loan processing department honest, as well as reducing mistakes.
针对农业生产者和农村小企业的REAP计划，向可再生能源系统和能源审核项目提供补贴和贷款担保。
Aimed at agricultural producers and rural small businesses, the REAP program issues grants and loan guarantees for renewable energy systems and energy audits.
应用程序被组织成一系列完成特定任务的服务，如接受贷款申请，执行信用审核或者执行库存查询。
Applications are organized into a set of services that perform particular tasks such as accepting a loan application, performing a credit check, or executing an inventory lookup.
如图9所示，应用程序由调用信用审核服务的贷款处理模块组成。
As Figure 9 shows, the application consists of a loan processing module that calls a credit-check service.
银行家称，这一立场与财政部的指示是吻合的。财政部告诉这些银行不要急着使用这笔资金，或发放不能获利或未经认真审核的贷款。
Bankers say that stance is consistent with directives from the Treasury Department, which is telling them not to rush to use the capital or to make loans that aren't profitable or carefully vetted.
例如，在某个贷款流程中，贷款申请可以处于各种状态，例如“已批准”、“已拒绝”、“已审核”等等。
For example, in a loan process, the loan application can be in various states such as approved, rejected, reviewed, and so on.
虽然新法案尚未签署成为法律，但抵押贷款发放机构已经在加强对贷款申请人偿债能力的审核。
Even before the legislation is signed into law, mortgage lenders are paying more attention to the ability of loan applicants to repay their loans.
贷款申请完成后，下一步是验证和处理申请以及审核申请。
Once the loan application is complete, the next step is to validate and process the application, along with underwriting it.
如果你是初次买房，就要开始作为贷款人货比三家，去申请住房贷款的预先审核。
If you're a first-time buyer, start the process by shopping around for a lender and applying to get pre-approved for a home loan.
如果这些公司不能得到会计人员审核过关的账目(或者其他取得这种资格的途径)，那么他们也就违背了贷款协定。
Yet if companies fail to get their accounts signed off by their auditors (or if they are qualified in any way) they may be in breach of their covenants.
审核借款者的工作被下放给了信用评级机构，这些信用评级机构靠贷款发行者吃饭。
Scrutiny of borrowers was delegated to rating agencies, who were paid by the debt-issuers.
“法拍门”的爆发，是由于GMAC抵押贷款公司(它是Ally Financial公司的一部分)的一名雇员承认在没有以恰当方式审核这些文件的情况下就批准了成千上万起收楼行动。
"Foreclosuregate" flared up when an employee at GMAC Mortgage, part of Ally Financial, admitted to having approved thousands of repossessions without properly reviewing the documents.
根据更严格的放贷标准审核的2009年和2010年的贷款风险相对较低，盈利能力更好。
Newer loans approved under tighter lending standards in 2009 and 2010 are relatively less risky and more profitable.
类似损益表、资产负债表以及贷款统计报表这样的统计数据都需要由财务管理办公室准备及审核。
Statistical data such as income statements, balance sheets and loan statistics are prepared and approved for release by the Office of the Controller.
审核评定在金坛以外的银行机构开立基本帐户的贷款企业信用等级等业务。
Tan outside audit assessed in the basic banking institutions opening accounts and loans business credit rating business.
贷款银行如何审核公积金贷款申请资料？
How to apply for loans by the lending bank provident fund information?
第二十条各级农发机构要与贷款银行密切配合，严格审核贴息范围、贴息期限、贴息比率等。
Article 20 Agricultural development organs at all levels should cooperate closely with the loan-providing bank, examine strictly the scope, term, and rate of discount interest.
贷款损失的核销要建立严格的审核、审批制度，对于已核销损失类贷款，银行应继续保留对贷款的追索权。
Strict systems of examination and approval shall be established for the write-off of the loan losses. Banks shall retain their rights of recourse to the loss loans that have been written off.
并且这项服务也触及小企业贷款，今年我们的贷款承诺额增至一百亿美元，此外，对于首次贷款审批未通过的客户我们还可以再提供一次审核机会。
And we're reaching out to small businesses too, increasing our lending this year to $10 billion, and giving businesses the to ask for a second if they feel their loan should have been approved.
并且这项服务也触及小企业贷款，今年我们的贷款承诺额增至一百亿美元，此外，对于首次贷款审批未通过的客户我们还可以再提供一次审核机会。
And we're reaching out to small businesses too, increasing our lending this year to $10 billion, and giving businesses the to ask for a second if they feel their loan should have been approved.
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