如今他们所面临的困境是大多数公司通过借款为其经营活动筹集部分资金,这可能将普通的透支行为引向庞大的辛迪加贷款。
The difficulty they face is that most companies fund their operations in part through borrowing, which can stretch from simple overdrafts to huge syndicated loans.
它们是数百万低收入人口获得资金的唯一渠道,因此借款人往往珍视贷款,其还贷也很可靠。
They offer the only access to finance for millions of low-income people. As a result, customers tend to take their loans seriously and are very reliable payers.
资金将被用于帮助金融机构为贷款进行再融资,向多达6000万借款人发放贷款提供支持。
The money will be used to help the institutions refinance loans and support lending to as many as 60 million borrowers.
我知道银行用来自存款人的资金发放贷款,可我不明白银行对借款人需要了解些什么。
I know Banks lend money which has been lent to them by their depositors, but I don't know what a bank needs to know about the borrowers.
各种资金包括:国家预算资金、国内外贷款、借款、赠款、各种自有资金、自筹资金和其它资金。
Various funds include: State Budgetary funds, loan, borrowed money, donated funds inside or outside China, various self-owned moneys, self-collected money and other funds.
如果借款人以后认为公司还需要更多资金,那么公司可重新增加原有的贷款额。
If the borrower later finds that the company needs to raise additional money, it may do so by refinancing an existing loan.
该银行可以用它的资金向个人或各国的工程项目发放国际贷款,而这些工程项目从经济上看来是稳妥的但又无法获得公道的低利率私人借款。
The Bank can use its capital to make international loans to people or countries whose projects seem economically sound but who cannot get private loans at reasonably low interest rates.
第二十一条贷款公司的营运资金为实收资本和向投资人的借款。
Article 21 the operating fund of a loan company shall include paid-in capital and borrowed money from the investor.
金融机构促使资金从贷款人向借款人为有效的流动。
Financial intermediaries facilitate a more efficient flow of funds from lenders to borrowers.
单利的计算取决于所借款项或贷款的金额(本金),资金借用时间的长短及市场一般利率水平等因素。
The cost of borrowing, or the return on lending money. It is calculated on the amount borrowed or lent(the principal), the length of time the funds are borrowed for, …
“承诺”指依据第二条规定贷款人为借款人账户预先垫付资金的承诺。
"Commitment" means the Lender's commitment to make Advances to or for the Borrower's account pursuant to Article II.
当贷款出资全部到位时,资金将在几天之内转移到借款人的银行帐户。
When a loan is completely funded, the funds are transferred to the borrower's bank account within a few days.
筹资速度:如果有确定的竞价投标期限,即使借款人有机会获得更低的贷款利率,但是这仍有可能会推迟借款人影响获得资金的时间。
Speed of funding: If there is a set auction phase then this delays the payout to the borrower, even if it allows him to profit from lowered interest rates.
储蓄者希望持有储蓄的形式——比如银行存款——通常与借款人希望获得资金的方式——比如长期贷款——不同。
Savers wish to hold their savings-for example bank deposits-frequently differ from the ways in which borrowers would like to obtain their funds-for example long-term loans.
这是因为,利用互联网为需要资金的借款者与贷款者牵线搭桥似乎带有“分享型经济”的特征。
For the idea of using the internet to match borrowers who needed cash with lenders seemed to epitomise the sharing economy.
由于银行为借款人提供一定的授信额度,为弥补银行因承诺发放贷款而不能使用此笔资金的损失,借款人须支付给银行的费用。
The borrower needs to pay some fee to the bank to compensate its loss. Because the bank provide a credit line to the borrower, it must keep this amount open and available.
第二十四条贷款人应通过贷款人受托支付或借款人自主支付的方式对贷款资金的支付进行管理与控制。
Article 24 a loaner shall manage and control the payment of loan fund in the manner of payment by the loaner upon authorization or in the manner of payment by the borrower itself.
贷款人将按照合同约定通过贷款人受托支付或借款人自主支付的方式监督贷款资金的用途。
Lenders shall monitor the purpose of use of loans through the methods of entrusted payment by lenders or direct payment by borrowers in accordance with loan contracts.
贷款人将按照合同约定通过贷款人受托支付或借款人自主支付的方式监督贷款资金的用途。
Lenders shall monitor the purpose of use of loans through the methods of entrusted payment by lenders or direct payment by borrowers in accordance with loan contracts.
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