银行已同意向我们发放购房贷款。
船只贷款比购房贷款的利率要高得多得多。
Boat loans have significantly higher interest rates than mortgages.
申请住房公积金个人购房贷款者须递交相关证明，证明家庭现仅有一套住房。
The new rules are effective immediately. Mortgage applicants are required to provide official documents to certify the family owns only one house.
在中国，“房奴”是个新词，指那些因房价飞涨而把绝大部分工资用于偿还银行购房贷款的人。
The "housing slave" is a new expression in China, referring to people who use most of their salary to repay bank loans due to soaring housing prices.
在中国，“房奴”是个新词，指那些因房价飞涨而把绝大部分工资用于偿还银行购房贷款的人。
The "housing slave" is a new expression_r in China, referring to people who use most of their salary to repay bank loans due to soaring housing prices.
在中国，“房奴”是个新词，指那些因房价飞涨而吧绝大部分工资用于偿还银行购房贷款的人。
The "housing slave" iss s new expression in China, referring to people who use most of their salary to repay bank loans due to soaring housing prices.
在这种制度下，当利率上升时，个人购房贷款人只有通过提前还贷的办法，来减少损失，规避风险。
In this system, when interest rates rise, lenders only through individual purchase advance owing on the loan approach to reduce losses, avoid risks.
11月份，购房贷款申请急剧下滑，跌至1997年以来最低水平，住宅开发商信心指数也连续第二个月下跌。
Mortgage applications for purchases fell sharply in November, to their lowest level since 1997. Confidence among home-builders declined in November for a second consecutive month.
刚才说的这些银行相对来说都比较小，而且产品品种比较单一：他们都很依赖于在一个强大的房地产市场进行购房贷款业务。
All these Banks are fairly small and have a narrow range of products: all relied heavily on mortgages in a strong housing market.
19世纪90年代初期，央行要求各银行的购房贷款总额不得超过房子售价的70%，并且限制银行在房地产市场的占有率，最高不得超过40%。
In the early 1990s it told Banks to lend homebuyers no more than 70% of the value of a home, and to limit their exposure to the property market to 40%.
但是新的政策为二套房贷款设定了更高的利率，已使她的购房计划变得昂贵得难以负担。
But the new policies setting higher rates for purchases of second homes made that prohibitively expensive.
银行把数百万美元的风险房贷款发放给购房者，而这些人后来却发现他们根本就没有能力支付房贷。
Banks put up millions of dollars in risky mortgage loans to home buyers who later found they could not keep up with the payments.
提到如何帮助首次购房者爬上房地产阶梯，房贷银行说的天花乱坠，越来越多的房贷银行也打出广告以房屋价值90%的价格提供贷款。
Mortgage lenders have talked a good game when it comes to helping first-time buyers get on the property ladder, with a greater number advertising loans at 90% of a home's value.
除了借款人所购房屋用作抵押之外，美国应当允许房贷贷款人获得其他的担保，以减少购房投机行为。
America should give mortgage lenders a claim on more than just the borrower's house, so as to deter speculative buying.
他会为大约15%的初次购房者提供比较低首付的住房贷款。
It will continue to provide somewhere around 15% of new home buyers lower down payment mortgages.
他会为大约15%的初次购房者提供比较低首付的住房贷款。
It will continue to provide somewhere around 15% of new home buyers lower down payment mortgages.
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