投行机构瑞银集团计算出，即使十分之一的银行存款流向互联网金融产品(一个极端假设)，那么银行的净息差也仅仅减少0.1%。
UBS, an investment bank, calculates that even if a tenth of bank deposits flee to online products (a heroic assumption), it might cut the net interest margin at Banks by just 0.1%.
该中心支行将向清算行支付存款利息，而清算行亦付利息给参加行，而参加行则付息给存户。
The clearing bank will also pay interest on the deposits from the participating Banks, which will in turn pay interest to their depositors.
随着人口持续的老龄化与收缩化，日本的存款利率应该比现在那点可怜的部分更高才行。
Withapopulation that is both ageing and shrinking, Japan 's savings mustearnmore than today pitiful rates.
投资银行是完全不同的，单纯的投资银行既不吸收存款，也不发放贷款，投行是证券承销商。
Investment Banks are very different in that a pure investment bank does not accept deposits and it doesn't make loans; it's an underwriter for securities.
行，那么这些存款，如果我不取它的话，在开了存款证明之后，就会被冻结了吧？
Right, so the deposit, if I don't draw on it will be blocked after you get the deposit Certification?
存款准备金率五大行和邮储银行下调1个百分点，而中小银行下调2个百分点，这种力度在中国存款准备金率的调整史上是前所未有的。
Meanwhile, the deposit-reserve ratio has been reduced by 1% in five major banks and postal savings bank, while 2 percent in small and medium-sized banks.
存款准备金率五大行和邮储银行下调1个百分点，而中小银行下调2个百分点，这种力度在中国存款准备金率的调整史上是前所未有的。
Meanwhile, the deposit-reserve ratio has been reduced by 1% in five major banks and postal savings bank, while 2 percent in small and medium-sized banks.
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