鉴于过去的风险管理失误曾造成账面价值减记，我对该公司的有形资产账面价值持保留态度。
I question their tangible book value number, given past risk-management mishaps that caused book value to get written down.
我国银行业虽然对信用风险绩效度量方法有了一定的研究，但仍然没有形成以该方法为核心的信用风险管理模式。
Our banking had certain research on the credit risk adjusted performance measurement, but still had not become to form the credit risk mode taking it as the core.
我国银行业虽然对信用风险绩效度量方法有了一定的研究，但仍然没有形成以该方法为核心的信用风险管理模式。
Our banking had certain research on the credit risk adjusted performance measurement, but still had not become to form the credit risk mode taking it as the core.
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