根据第三者利益属性的强弱，责任保险可分为强制责任保险、利他责任保险和普通责任保险。
According to the strength of third party interest, liability insurance can be divided into mandatory liability insurance, altruism liability insurance and general liability insurance.
无害原则是实质公正的最低层次，包括不损害对方利益、不损害第三者利益和不损害人类整体利益。
No harm, the minimum material justice, includes no harming the benefits of the another party, of the third party and of the whole mankind.
尽管在发生损失的情况下，某些第三者可能已同意或有义务赔偿其损失，保险财产的所有人对其财产的全部价值有保险利益。
The owner of insurable property has an insurable interest in respect of the full value thereof, notwithstanding that some third person may have agreed, or be liable, to indemnify him in case of loss.
协定不得使第三者担负义务亦不得给予利益；
Pacta tertiis nec nocent nec prosunt: pacts neither harm nor benefit third parties;
故以第三者请求为标志的被保险人不利益的发生，应构成责任保险的保险事故。
The occurrence of the insured′s non-interest due to the claim by a third party should be recognized as the insurance accident of liability insurance.
故以第三者请求为标志的被保险人不利益的发生，应构成责任保险的保险事故。
The occurrence of the insured′s non-interest due to the claim by a third party should be recognized as the insurance accident of liability insurance.
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